USDA Eligibility Boundaries for Saratoga, New York

 
82.2% of Saratoga County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Saratoga county is rated a 4. The average temperature during the month of June is 71.2℉ and the average temperature in January is 20.4℉. The typical humidity of this area is approximately 62% and the area covered by water is 3.78%. The overall influence score for Saratoga is 2.

The map below displays geographic boundaries of Saratoga, New York with a blue border. Regions of New York that are highlighted in red are not eligible for USDA backed home loan programs in the state of New York. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Schenectady is 35 kilometers to the south west, Washington is 41 kilometers to the north east and Fulton is 45 kilometers to the west.
  Select a City in Saratoga   Bacon Hill* Ballston Ballston Center Ballston Lake Ballston Spa Barkersville Batchellerville Bemis Heights Birchton Burgoyne Burnt Hills Cedar Bluffs* Charlton Clarkville Clifton Park Clifton Park Center Conklingville Coons* Corinth Country Knolls Coveville Crescent* Day Day Center East Galway East Line* Edinburg Elnora Factory Village Fayville Fenimore Fernwood Fortsville Fox Hill* Galway Gansevoort Garrison Manor Glenwild Grangerville* Greenfield Greenfield Center Gurn Spring* Hadley Hagedorns Mills Halfmoon Halfmoon Beach Jonesville Kings Kings Station Komar Park Lake Desolation* Malta Malta Ridge Maltaville Mannings Cove Maple Shade Mechanicville Middle Grove* Milton Milton Center Moreau Mosherville North Ballston Spa North Galway North Greenfield North Milton* Northumberland Overlook Parkis Mills* Providence Quaker Springs Rexford Riley Cove Rock City Falls* Round Lake Ruback Camp* Saratoga Saratoga Lake Saratoga Springs* Schuylerville Sky Ranch Snake Hill South Corinth South Glens Falls South Greenfield Starks Knob* Stillwater Tenantville Tucker Heights Ushers Vischer Ferry Waterford Wayville West Charlton West Day West Milton Wilton Yaddo

Select from the above list of cities in Saratoga County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New York.

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Saratoga County is located in the northeastern part of New York State. As of 2019, the population of Saratoga County was 229,807. The median age is 39.3 years, and the racial makeup of the county is 93.2% White, 2.6% African American, 1.8% Asian, 1.5% Hispanic or Latino, and 0.8% Native American.

Saratoga County is home to several small cities and towns with a variety of living conditions. The median household income in Saratoga County is $67,844, which is higher than the national average. The median home value is $241,300, which is also higher than the national average. The cost of living in Saratoga County is 11% higher than the national average. The area has a strong economy with many job opportunities in finance, healthcare, and technology.

The area has a diverse landscape with rolling hills and valleys, forests and lakes, and plenty of outdoor recreation opportunities. There are numerous parks and trails for hiking, biking, camping, and fishing. Saratoga County also offers a variety of cultural activities such as museums, galleries, music venues, and performing arts centers.

Saratoga, New York

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New York USDA program details you can also contact:

The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447

Featured Property from USDA Loan Eligible Regions of New York