USDA Eligibility Boundaries for Schenectady, New York

 
68.5% of Schenectady County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Schenectady county is rated a 3. The average temperature during the month of June is 72.9℉ and the average temperature in January is 21.8℉. The typical humidity of this area is approximately 62% and the area covered by water is 1.68%. The overall influence score for Schenectady is 2.

The map below displays geographic boundaries of Schenectady, New York with a blue border. Regions of New York that are highlighted in red are not eligible for USDA backed home loan programs in the state of New York. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Saratoga is 35 kilometers to the north east, Albany is 25 kilometers to the south and Montgomery is 32 kilometers to the west.
  Select a City in Schenectady   Alplaus Aqueduct Beukendaal Carman Coldbrook* Delanson* Duane Lake* Duanesburg East Glenville Gifford Glenridge* Glenville Glenville Center Harding Crossing Harmon Park Hawthorne Hill High Mills Hoffmans Hutchinson Crossing Kelleys Mariaville* Mariaville Lake Niskayuna Pattersonville Pine Grove* Princetown Quaker Street Ralmar Park Rectors Rotterdam Schenectady Schonowe Scotia South Schenectady West Hill Wheeler Estates Willow Brook Park Woodruff Heights Wyatts

Select from the above list of cities in Schenectady County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New York.

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Schenectady County is located in upstate New York and is part of the Capital Region of New York. It has a population of 154,727 people, according to the 2019 American Community Survey. The population is diverse and includes people from many different ethnic and racial backgrounds. About 48% of the population is White, 33% is Black or African American, 8% is Asian, 3% is two or more races, and 8% is some other race.

The median household income in Schenectady County is $55,919 and the median home value is $177,800. The poverty rate in Schenectady County is 16%. There are many affordable housing options available in the area, including public housing complexes and subsidized rental units. The cost of living in Schenectady County is relatively low compared to other parts of the state.

Schenectady County has a variety of recreational activities available, such as hiking trails, golf courses, parks, and ski resorts. The area also boasts several museums, theaters, and historical sites. The county is home to several colleges and universities, including Union College and SUNY Schenectady.

Schenectady, New York

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New York USDA program details you can also contact:

The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447

Featured Property from USDA Loan Eligible Regions of New York