Find USDA Eligible Properties in Schoharie County

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Schoharie county has 2 realtors ready to help with your search!

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Rebecca Wilcox   from   Century 21 Rural Estates
Scot Wentworth   from   Schoharie County Real Estate

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Looking to buy in Schoharie County, New York?

There are 200 USDA backed residential loans in Schoharie county with an average loan balance of $112,704. Over 82% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $116,522. On average the rural home size purchased with this loan was approximately 1,557 SqFt. Alternate income limits exist to determine loan eligibility in Schoharie county. For a household of upto 4 people the income limit is $103,350. For a household of between 5 and 8 people the income limit increases to $136,400.

The size of Schoharie County is roughly 1,621 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Schoharie County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Schoharie County, NY   Schoharie QR code
* cities most likely to have USDA loan eligible properties for sale.

Argusville   •   Barnerville   •   Bates   •   Beards Hollow   •   *Blenheim   •   Bramanville   •   Breakabeen   •   *Broome   •   Broome Center   •   *Carlisle   •   Carlisle Center   •   *Central Bridge   •   Charlotteville   •   Clove   •   *Cobleskill   •   *Conesville   •   Dorloo   •   East Cobleskill   •   East Jefferson   •   Eminence   •   Engleville   •   *Esperance   •   Franklinton   •   Fultonham   •   Gallupville   •   Gardnersville   •   *Gilboa   •   Greenbush   •   Hawversville   •   Howes Cave   •   Huntersland   •   Hyndsville   •   Janesville   •   *Jefferson   •   Lawyersville   •   Leesville   •   Livingstonville   •   Lutheranville   •   Mackey   •   Manorkill   •   *Middleburgh   •   Mineral Springs   •   North Blenheim   •   Old Central Bridge   •   Owlsville   •   Patria   •   *Richmondville   •   *Schoharie   •   *Seward   •   *Sharon   •   Sharon Center   •   *Sharon Springs   •   Sloansville   •   South Gilboa   •   South Jefferson   •   Staleyville   •   *Summit   •   Vintonton   •   Warnerville   •   Watsonville   •   West Conesville   •   West Fulton   •   West Jefferson   •   West Middleburgh   •   West Richmondville   •   *Wright

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Schoharie County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Schoharie County, New York
USDA Boundary Details

Schoharie County is located in the state of New York, USA. It was established on April 6, 1795, and was carved out from parts of Albany and Otsego Counties. The name "Schoharie" comes from a Mohawk word meaning "floating driftwood," referring to the nearby Schoharie Creek. The county seat is Schoharie, and it covers an area of about 626 square miles.

The area was originally inhabited by the Iroquoian-speaking Mohawk tribe. The region's first European settlers were the Palatine Germans, who arrived around 1710, followed by Scottish, English, and Dutch settlers throughout the 18th century. The rich and fertile lands near the Schoharie Creek played a significant role in supporting the local farming community during its early history.

During the American Revolution, Schoharie County was the site of several important battles, including the Battle of Cobleskill and the Battle of the Flockey. The area was strategically important due to its food production capabilities, which led both British and Loyalist forces to engage in raids targeting the county's crops and supplies.

In the 19th and early 20th centuries, the county experienced growth thanks to its role in the transportation and industrial sectors, including the construction of the Erie Canal and the introduction of local railways.

Fun fact: Schoharie County is home to the beautifully preserved Old Stone Fort, which was originally built as a Dutch Reformed Church in 1772. The building was fortified and served as an important defensive structure during the Revolutionary War. It now functions as a museum showcasing the history and heritage of the local area.

Featured Cities of New York
West_Middleburgh Carlisle
Featured Properties from USDA Loan Eligible Regions of Schoharie County