USDA Eligibility Boundaries for Schoharie, New York

 
There are no geographical USDA loan restrictions in this county. 100% of Schoharie County is eligible for rural development USDA home loans.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Schoharie county is rated a 3. The average temperature during the month of June is 68.4℉ and the average temperature in January is 21.3℉. The typical humidity of this area is approximately 66% and the area covered by water is 0.69%. The overall influence score for Schoharie is 2.

The map below displays geographic boundaries of Schoharie, New York with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Albany is 38 kilometers to the east, Schenectady is 40 kilometers to the north east and Montgomery is 34 kilometers to the north.
  Select a City in Schoharie   Argusville Barnerville Bates Beards Hollow* Blenheim Bramanville Breakabeen* Broome Broome Center* Carlisle Carlisle Center* Central Bridge Charlotteville Clove* Cobleskill* Conesville Dorloo East Cobleskill East Jefferson Eminence Engleville* Esperance Franklinton Fultonham Gallupville Gardnersville* Gilboa Greenbush Hawversville Howes Cave Huntersland Hyndsville Janesville* Jefferson Lawyersville Leesville Livingstonville Lutheranville Mackey Manorkill* Middleburgh Mineral Springs North Blenheim Old Central Bridge Owlsville Patria* Richmondville* Schoharie* Seward* Sharon Sharon Center* Sharon Springs Sloansville South Gilboa South Jefferson Staleyville* Summit Vintonton Warnerville Watsonville West Conesville West Fulton West Jefferson West Middleburgh West Richmondville* Wright

Select from the above list of cities in Schoharie County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in New York.

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Schoharie County is located in the central part of New York State, and as of 2019, had a population of 32,845 people. The population is spread out with an estimated 14,400 people living in the rural areas and 18,000 people living in the towns. The median age in Schoharie County is 42.2 years old. The racial makeup of the county is 96.3% White, 0.6% African American, 0.7% Native American, 0.5% Asian, 0.1% Pacific Islander, and 1.8% from other races.

The median household income in Schoharie County is $51,078 and the poverty rate is 17.5%. The unemployment rate as of March 2021 was 7.7%. The cost of living in Schoharie County is lower than the national average.

The housing market in Schoharie County consists of mostly single-family homes with a median home value of $168,500 as of March 2021. Most residents own their homes (79%), while the rest are renters (21%).

The cost of living in Schoharie County is lower than the national average and its residents enjoy a variety of outdoor activities due to its close proximity to the Catskill Mountains, Schoharie Valley, and the Susquehanna River.

Schoharie, New York

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with New York USDA program details you can also contact:

The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447

Featured Property from USDA Loan Eligible Regions of New York