Loading Data
USDA Geographic Eligibility Statistics for New York Postal Zip Code 12188
13.5% of New York is ineligible for rural development USDA home loans.
Postal code 12188 is used by homes and businesses in and around Waterford, New York, and covers 36.4 square kilometers. About 26.8 square kilometers of this postal code falls within a USDA exclusion zone. By percentage, about 73.6% of zip code area 12188 is ineligible for rural development USDA home loans.
USDAProperties.com can help you determine precisely what properties are inside USDA loan eligibility boundaries.
Contact realtors 
familiar with this area. For high resolution boundaries click the map icon to zoom in on postal (zip) code 12188 
Or use the search form to find your favorite counties, cities and zip codes in New York.
Interested in some fun facts and history about Waterford, NY?
Read on!
Waterford is a historic village located along the bank of the Hudson and Mohawk Rivers in Saratoga County, New York. It is also known as the "Gateway to the Erie Canal," as it is the point where the Erie Canal meets the Hudson River.
The village is home to several historic sites and landmarks, including the Waterford Flight of Locks, which is a series of five canal locks that lift boats over 160 feet in just over a mile. The Flight of Locks is considered one of the highlights of the Erie Canal.
Waterford is also home to the Waterford Historical Museum and Cultural Center, which houses exhibits and artifacts that chronicle the history of the village and the surrounding area. The museum is housed in a former Presbyterian church building that dates back to the mid-19th century.
The village hosts several annual events, including the Tugboat Roundup, which is a celebration of historic tugboats held every September. The Roundup features tours of tugboats, live music, food vendors, and more.
Overall, Waterford is a charming historic village with a rich history and plenty of attractions to offer visitors.
The New York State Office, located in Syracuse, NY, administers USDA Rural Development programs through ten area offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.Featured Property from USDA Loan Eligible Regions of New York
USDA Rural Development
New York State Office
441 S. Salina St, Suite 357
Syracuse, NY 13202
Main Telephone Number: (315) 477-6400 Ext. 4
TDD/Voice Number: 711
TTY/TDD Only: 315.477.6447
