There are no geographical USDA loan restrictions in this postal code. Click for more details on 45894.

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Nice aspects of living in Spencerville include its small-town atmosphere, where everyone knows each other and looks out for one another. There are plenty of outdoor activities to enjoy such as fishing, boating, and hiking in nearby parks. The city also hosts a variety of local festivals and special events throughout the year.

The unappealing thing about living in Spencerville is the lack of public transportation options. The city is not well connected with other parts of the county, and there are limited public transportation options to get around.

Krista Schrader, Broker/Owner
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Krista received her Ohio real estate license in 2002 and went on to receive her Ohio real estate brokers license in February ... see full details and contact information for Krista ... deserve, then choose an experienced professional, choose Krista Schrader!
Krista has 3 recent and active property listings that range in price from $164,900 to $699,900 with the most recent sale on 2024-07-16 for $315,000.
Serving the areas of Lima, Delphos, Van Wert, Spencerville, Venedocia, Fort Jennings & Middle Point
Stephanie Will
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Your Dream Home Awaits!
Hello, I'm Stephanie Will, also known as Steph. As a Realtor with Schrader Realty, I'm eager to help you with all your real ... see full details and contact information for Stephanie ... the buying and selling process. Let me put my experience to work for you!
This realtor has 1 active or recent property listings for $190,000 with the most recent sale on 2024-07-15 for $400,000.
Serving the areas of Grover Hill, Scott, Rockford, Fort Jennings, Haviland, Gomer, Cloverdale & Columbus Grove
Connie Thompson
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Love the house you live in
Whether you are selling a home, purchasing a new one, curious about your home's value or looking for an investment ... see full details and contact information for Connie ... alongside you as your Realtor! Remember--Love the house you live in!
This realtor has 4 recent and active property listings that range in price from $110,000 to $562,000 with the most recent sale on 2024-07-10 for $475,000.
Serving the areas of Middle Point, Ottoville, McComb, Rockford, Columbus Grove, Antwerp, Mount Cory, Vaughnsville, Roundhead & Harrod
Jennifer Wodarski
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Honesty and integrity are not negotiable. Your needs come first!
I am an agent fueled with ambition, and driven by a desire to excel for each client. My commitment to honesty and integrity ... see full details and contact information for Jennifer ... Experiences that deepen bonds and build memories are very important to me.
This realtor has 0 active or recent property listings for $0 with the most recent sale on 2024-07-10 for $219,900.
Serving the areas of Holgate, Oak Harbor, Montpelier, Bowling Green, Convoy, Mark Center, Cloverdale, Fort Jennings & Wauseon
Tammy Cheek
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Your Hometown Realtors
I am so excited to have started the next step in Real Estate. In April of 2018, with the huge help of my awesome husband, I ... see full details and contact information for Tammy ... you will ever make in your lifetime and I can help every step of the way.
Tammy has 8 recent and active property listings that range in price from $29,000 to $265,000 with the most recent sale on 2024-06-26 for $1,357,302.
Serving the areas of Wren, Ohio City, Rockford, New Bremen, Fort Recovery, Celina, Spencerville, Convoy & Chickasaw
Read the reviews for Tammy Cheek
Anne Brecht
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Everything We Touch Turns To....SOLD!
Anne graduated from Crestview High School, Bowling Green State University, and Hondros College with a Brokers license. She ... see full details and contact information for ... and sellers for the past 20 yearsmaking the American Dream a reality!
Anne Brecht has 3 recent and active property listings that range in price from $64,900 to $299,900 with the most recent sale on 2024-06-26 for $449,000.
Serving the areas of Middle Point, Convoy, Wren, Willshire, Delphos, Ohio City, Van Wert, Venedocia & Scott
Emma Wallace
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Serving Van Wert County & surrounding areas since 2024.
This realtor has 1 active or recent property listings for $150,000.
Serving the areas of Ohio City, Lima, Van Wert, Scott, Delphos, Venedocia, Rockford, Ottoville & Middle Point
Alan Tyrrell
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Play by Play Realtor
Eagle Scout, That works hard for his Clients!
This realtor has 1 active or recent property listings for $194,900.
Serving the areas of Bluffton, Waynesfield, Delphos, Leipsic, Vaughnsville, Alger, Harrod, Belmore, Venedocia & Kalida
Warren Straley
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Straley Realty & Auctioneers- Van Wert


Office address:
419 W. Ervin Rd.
Van Wert, OH

Warren has 21 recent and active property listings that range in price from $24,900 to $332,500 with the most recent sale on 2024-06-24 for $370,000.
Serving the areas of Middle Point, Delphos, Payne, Oakwood, Van Wert, Venedocia, Willshire, Scott, Spencerville & Haviland
Christine Pohlman
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Buy with confidence and Sell with SUCCESS
Hi I am Chris Pohlman, real estate agent from Delphos Ohio . I am a current member of the West Central Association of ... see full details and contact information for Christine ... you from start to finish! Buy with confidence and Sell with SUCCESS!
Christine has 0 active or recent property listings for $0.
Serving the areas of Spencerville, Delphos, Fort Jennings, Van Wert, Ohio City, Gomer, Venedocia, Ottoville & Willshire
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Official State Seal

Spencerville, Ohio is a small village located in Allen County with a population of around 2,200. Like any other location, there are advantages and disadvantages to purchasing real estate in the area. Here are a few:

Advantages:
- Affordable housing: The cost of living in Spencerville is lower than the national average, which makes it affordable to purchase real estate in the area.
- Peaceful and quiet environment: Spencerville is a small village with a rural environment, which provides a peaceful atmosphere for those who are looking to escape the hustle and bustle of city life.
- Good schools: The Spencerville Local School District has high ratings and is known for providing quality education.
- Outdoor opportunities: Allen County has numerous parks and outdoor recreational areas, providing ample opportunities for outdoor activities.

Disadvantages:
- Limited job opportunities: Spencerville is a small village with limited job opportunities, which may make it difficult for individuals to find employment in the area.
- Limited amenities: Due to its small size, Spencerville has limited amenities such as restaurants, shopping centers, and entertainment options. Those looking for a more active social scene may find the village limiting.
- Limited access to major cities: Spencerville is located about 2 hours away from major cities like Columbus and Dayton, which may make it less convenient to access amenities and services found in those areas.
- Weather: Like most of Ohio, the weather in Spencerville can be unpredictable and harsh in the winter months.

These are just a few factors to consider when deciding whether or not to purchase real estate in Spencerville, Ohio. Ultimately, the decision will depend on what you're looking for in a location and what is most important to you.