Find USDA Eligible Properties in Lucas County


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Realtors in Lucas browse list of realtors working in Lucas County
Lucas county has 3 usdaproperties.com realtors ready to help with your search!

March Featured Agents
James Potter   from   Key Realty
Pedro Carrizales   from   Danberry Realtors
Allan Meyette   from   iLink Real Estate Co.

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Looking to buy in Lucas County, Ohio?

There are 99 USDA backed residential loans in Lucas county with an average loan balance of $125,981. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $126,013. On average the rural home size purchased with this loan was approximately 1,484 SqFt. Lucas county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Lucas County is roughly 901 square kilometers. USDA defined regions of rural loan ineligibility in Lucas cover 450 square kilometers of the county. Approximately 50.0% of Lucas County is ineligible for traditional USDA home loans. The influence score for Lucas County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Lucas County, OH   Lucas QR code
* cities most likely to have USDA loan eligible properties for sale.

Bailey   •   *Berkey   •   Bono   •   Boulevard   •   Centennial   •   Central Avenue Park   •   Crissey   •   East Swanton   •   Hallett   •   Harbor View   •   Haven Park   •   Holland   •   Homewood   •   Howard Farms Beach   •   Lakemont Landing   •   Maumee   •   Mitchaw   •   Monclova   •   Nasby   •   *Neapolis   •   Niles Beach   •   Oregon   •   Ottawa Hills   •   Reno Beach   •   Richfield Center   •   Ryan   •   Silica   •   South Hill Park   •   Sylvania   •   Toledo   •   *Waterville   •   *Whitehouse   •   Wilkins   •   Yondota

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lucas County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Lucas County, Ohio
USDA Boundary Details
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Lucas County, located in the northwestern region of the great state of Ohio, was established on June 20, 1835. The county is named after Robert Lucas, former governor of Ohio and territorial governor of Iowa. Toledo, the fourth largest city in Ohio, serves as the county seat.

The history of Lucas County is filled with significant events reflecting the growth of the United States. In the early 19th century, the Erie Canal's completion in 1825 led to significant growth in the region due to increased trade and travel. The area later prospered further with the arrival of the railroad in the mid-1800s, which strengthened the regional economy and made Toledo a hub for transportation.

Lucas County played a unique role during the Toledo War, which occurred between 1835-1836. This was a border dispute between the state of Ohio and the then-territory of Michigan over a 468-square-mile strip of land, known as the Toledo Strip, that today includes Lucas County. The conflict eventually resulted in the state of Ohio gaining control over the Toledo Strip, and Michigan being granted its Upper Peninsula as compensation.

A fun fact about Lucas County is that it is home to the Toledo Mud Hens, a minor league baseball team that has been playing since 1896. The Mud Hens gained national fame after being mentioned in the popular television show M*A*S*H by one of its characters, Corporal Max Klinger, who often wore the team's gear. The Mud Hens' current home, Fifth Third Field, located in downtown Toledo, is a central part of the city's revitalization efforts.

Overall, Lucas County holds a rich history and has played an important role in the development of the state of Ohio and the overall growth of the United States.


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Featured Properties from USDA Loan Eligible Regions of Lucas County