Find USDA Eligible Properties in Ohio
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 32,621 USDA backed residential loans in Ohio with an average loan balance of $101,221. Over 82% of the loans went to help first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $102,704. On average the rural home size purchased with this loan was approximately 1,436 square feet.
The size of Ohio is roughly 116,098 square kilometers. USDA defined regions of rural loan ineligibility in Ohio covers about 12,962 square kilometers of the state. In other words, approximately 11.16% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Ohio include Lewis Center, Canal Winchester, Groveport, and Marysville.
Search 88 Counties of Ohio 
Adams • Allen • Ashland • Ashtabula • Athens • Auglaize • Belmont • Brown • Butler • Carroll • Champaign • Clark • Clermont • Clinton • Columbiana • Coshocton • Crawford • Cuyahoga • Darke • Defiance • Delaware • Erie • Fairfield • Fayette • Franklin • Fulton • Gallia • Geauga • Greene • Guernsey • Hamilton • Hancock • Hardin • Harrison • Henry • Highland • Hocking • Holmes • Huron • Jackson • Jefferson • Knox • Lake • Lawrence • Licking • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Logan • Lorain • Lucas • Madison • Mahoning • Marion • Medina • Meigs • Mercer • Miami • Monroe • Montgomery • Morgan • Morrow • Muskingum • Noble • Ottawa • Paulding • Perry • Pickaway • Pike • Portage • Preble • Putnam • Richland • Ross • Sandusky • Scioto • Seneca • Shelby • Stark • Summit • Trumbull • Tuscarawas • Union • Van Wert • Vinton • Warren • Washington • Wayne • Williams • Wood • Wyandot
States bordering Ohio include Indiana, Kentucky, Michigan, Pennsylvania and West Virginia.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA Rural Development Eligibile Homes throughout the state of Ohio.
Ohio was admitted into the United States on March 1st, 1803 where the state capitol today resides in Columbus.
Ohio's official motto is "With God, All Things Are Possible." The motto was first adopted in 1959 and is taken from the Gospel of Matthew in the Bible, where Jesus says, "With God all things are possible" (Matthew 19:26). The motto is meant to inspire Ohioans to work hard and believe in their abilities, knowing that with God, anything is possible.
Learn about the birds and the bugs of Ohio!
State Fish: Walleye (Sander vitreus)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
State Office:Featured Properties from USDA Loan Eligible Regions of Ohio
200 North High Street, Room 507
Columbus, Ohio 43215
Office staff is available to assist you from 8:00 am to 4:30 pm Monday through Friday. Please contact us for assistance.
Select from featured USDA loan eligible cities
Rural Homes in Ohio during Spring
