Find USDA Eligible Properties in Beckham County
Looking to buy in Beckham County, Oklahoma?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Beckham County, OK 
* cities most likely to have USDA loan eligible properties for sale.
*Carter • Delhi • Doxey • *Elk City • *Erick • Hext • Hocker • Mayfield• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Merritt • New Liberty • Prentiss • *Sayre • *Sweetwater • *Texola
There are 217 USDA backed residential loans in Beckham county with an average loan balance of $110,220. Over 90% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $111,096. On average the rural home size purchased with this loan was approximately 1,444 SqFt. Beckham county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Beckham County is roughly 2,341 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Beckham County is 7. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Beckham County.
View the detailed USDA boundaries and read about general conditions of
Beckham County, Oklahoma
.Beckham County is located in the southwestern part of Oklahoma and was created upon Oklahoma's statehood on November 16, 1907. The county was named in honor of J.C.W. Beckham, who served as a Democratic governor of Kentucky and a member of the United States Senate.
Before statehood, the area that would become Beckham County was part of the Cheyenne-Arapaho Reservation, which was opened to non-Indian settlement in April 1892 during the Cheyenne-Arapaho land opening. The opening was conducted via a land run, in which settlers raced to claim parcels of land.
Elk City, the largest city in Beckham County, was founded during the land run on April 21, 1892. Sayre, the county seat, was established in 1901 and named after Robert H. Sayre, an executive with the Choctaw, Oklahoma and Gulf Railroad.
The agricultural sector played a significant role in Beckham County's early economy, with crops like cotton and wheat serving as the primary agricultural products. Later on, the discovery of oil and natural gas in the 1920s led to an economic boom that resulted in significant development and urban growth.
Fun Fact: Beckham County is home to the National Route 66 Museum in Elk City, which showcases the history of the iconic highway that runs from Chicago to Los Angeles. This museum is part of the Old Town Museum Complex which features multiple museums and even a renovated 1905 Opera House.
Featured Cities of Oklahoma
browse list of realtors working in Beckham CountyBeckham county has 1 usdaproperties.com realtor ready to help with your search!
| June 2025 Featured Agent | |
|---|---|
| Char Silk | from United Country Exploration |
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