Find USDA Eligible Properties in Cherokee County
Looking to buy in Cherokee County, Oklahoma?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Cherokee County, OK 
* cities most likely to have USDA loan eligible properties for sale.
Barber • Berch Hole • *Briggs • Caney Ridge • Cookson • *Dry Creek • *Eldon • Eli • Ellerville • *Gideon • *Grandview • Green Country Estates • *Hulbert • Indian Meadows • *Keys • *Lost City • Lowrey • Metory • Moodys• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Park Hill • *Peggs • *Pettit • Pettit Bay • Qualls • *Scraper • *Shady Grove • *Steely Hollow • *Tahlequah • Tailholt • *Tenkiller • *Teresita • Tsa La Gi Indian Village • *Welling • Wildcat Point • *Woodall • *Zeb
There are 719 USDA backed residential loans in Cherokee county with an average loan balance of $98,830. Over 71% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $103,201. On average the rural home size purchased with this loan was approximately 1,452 SqFt. Cherokee county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Cherokee County is roughly 2,010 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Cherokee County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Cherokee County.
View the detailed USDA boundaries and read about general conditions of
Cherokee County, Oklahoma
.Cherokee County is located in the northeastern part of the great state of Oklahoma. Established on November 16, 1907, the county was named after the Cherokee Nation, which had been forcibly relocated to the region during the Trail of Tears in the 1830s. The county seat, Tahlequah, served as the capital of the Cherokee Nation from 1839 until Oklahoma became a state in 1907.
Prior to European contact, the area was home to indigenous peoples for thousands of years. The tribe that would later become the Cherokee Nation originally lived in the southeastern United States but were ultimately forced to move during the early-to-mid 19th century. This painful journey, part of the Indian Removal policy initiated by President Andrew Jackson, resulted in the deaths of thousands of Cherokee people and is remembered as the Trail of Tears.
During the Civil War, Cherokee County saw divisions among its people, as the Cherokee Nation had members who fought on both the Confederate and Union sides. The county witnessed the Battle of Bayou Menard, in which the Confederate-aligned Cherokee units were defeated by Union forces.
Fun Fact: The Cherokee language, developed by Sequoyah in the early 19th century, has a unique syllabary (system of written symbols representing syllables) that helped contribute to the high literacy rate among the Cherokee people. This script allowed the Cherokee Nation to develop their own bilingual publications and schools, and it's still in use today. Tahlequah, the county seat, is home to the Cherokee Nation's headquarters and the Cherokee Heritage Center, where visitors can learn about the language, history, and traditions of the Cherokee people.
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