Find USDA Eligible Properties in Grady County
Looking to buy in Grady County, Oklahoma?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Grady County, OK 
* cities most likely to have USDA loan eligible properties for sale.
Acme • Agawam • *Alex • *Amber • Bailey • *Bradley • *Bridge Creek • *Chickasha • Cox City • Farwell • Laverty• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Middleberg • *Minco • *Ninnekah • *Norge • *Pocasset • *Rush Springs • Sooner • Tabler • *Tuttle • *Verden
There are 494 USDA backed residential loans in Grady county with an average loan balance of $108,477. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $109,434. On average the rural home size purchased with this loan was approximately 1,519 SqFt. Grady county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Grady County is roughly 2,858 square kilometers. USDA defined regions of rural loan ineligibility in Grady cover 1 square kilometers of the county. Approximately 0.1% of Grady County is ineligible for traditional USDA home loans. The influence score for Grady County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Grady County.
View the detailed USDA boundaries and read about general conditions of
Grady County, Oklahoma
.Grady County is located in the central part of the state of Oklahoma and covers approximately 1,105 square miles. Created in 1907 at the time of Oklahoma statehood, Grady County was named in honor of Henry W. Grady, a renowned American journalist who worked for the Atlanta Constitution. Prior to statehood, the area was mainly populated by a few Native American tribes, including the Choctaw, Chickasaw, Creek, Seminole, and Cherokee, who were all forcefully relocated to the region during the Indian Removal Act of 1830.
During the late 19th and early 20th centuries, Grady County experienced significant development through agriculture and livestock, setting the stage for future economic growth. Following World War II, the county's economy diversified, and today includes industries such as construction, manufacturing, and retail trade alongside its agricultural roots.
A fun fact about Grady County is that it is home to the famed "1928 Bunion Derby" statue commemorating the curious story of Andy Payne, a local Cherokee runner from nearby Foyil, Oklahoma. He won the 1928 Transcontinental Footrace, which ran from Los Angeles to New York City, and claimed the $25,000 prize after braving the treacherous 3,423.5-mile route across the United States. The statue stands in a park in the county's capital city of Chickasha, paying tribute to this incredible athletic achievement.
Featured Cities of Oklahoma
browse list of realtors working in Grady CountyGrady county has 1 usdaproperties.com realtor ready to help with your search!
| June 2025 Featured Agent | |
|---|---|
| Ann Walker | from Premier real estate group |
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