Find USDA Eligible Properties in Lincoln County
Looking to buy in Lincoln County, Oklahoma?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Lincoln County, OK 
* cities most likely to have USDA loan eligible properties for sale.
*Agra • Arlington • Avery • *Carney • *Chandler • Clifton • *Davenport • Dudley • Emsey • *Fallis • Fowler • Jacktown • *Kendrick • *Meeker • Merrick • Midlothian• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Midway • Parkland • Payson • *Prague • Rossville • Soonerville • South Village • *Sparks • *Stroud • *Tryon • *Warwick • *Wellston • Wildhorse • Wilzetta
There are 233 USDA backed residential loans in Lincoln county with an average loan balance of $92,110. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $96,965. On average the rural home size purchased with this loan was approximately 1,520 SqFt. Lincoln county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Lincoln County is roughly 2,497 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lincoln County is 6. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lincoln County.
View the detailed USDA boundaries and read about general conditions of
Lincoln County, Oklahoma
.Lincoln County is located in central Oklahoma and was established after the Land Run of 1891, which opened the Sac and Fox, Potawatomi, and Iowa reservations to settlement. The county was officially named on September 22, 1891, in honor of President Abraham Lincoln, and its county seat is the city of Chandler.
Before the Land Run and the county's formation, the region was mostly inhabited by Native American tribes, including the Osage, Wichita, Caddo, Pawnee, Kiowa, Comanche, and Arapaho. The settlement of European Americans increased with the construction of the St. Louis and San Francisco Railway (known as Frisco) in the late 1800s.
Agriculture has always been a significant aspect of the economy in Lincoln County, with cotton being the primary agricultural product in the early 20th century. This later shifted to livestock, and wheat production became more prevalent.
A fun fact about this region is that the famous outlaw, Charles "Pretty Boy" Floyd, was captured in Lincoln County after a series of bank robberies during the Great Depression. His criminal endeavors included raids in Oklahoma, Kansas, and Missouri.
Featured Cities of Oklahoma
browse list of realtors working in Lincoln CountyLincoln county has 2 usdaproperties.com realtors ready to help with your search!
| June 2025 Featured Agents | |
|---|---|
| Angela Quinton | from Vylla Home |
| Bobby Bennett | from Bennett LAND |
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