Loading Data
USDA Eligibility Boundaries for Payne, Oklahoma 
95.6% of Payne County is eligible for a USDA home loan.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Payne county is rated a 4. The average temperature during the month of June is 81.8℉ and the average temperature in January is 37.1℉. The typical humidity of this area is approximately 46% and the area covered by water is 1.55%. The overall influence score for Payne is 5.
The map below displays geographic boundaries of Payne, Oklahoma with a blue border. Regions of Oklahoma that are highlighted in red are not eligible for USDA backed home loan programs in the state of Oklahoma. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Payne County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Oklahoma.
Payne County, Oklahoma has a population of 77,350 people, according to the 2020 U.S. Census. The median age of the county is 32.7 years old, with a median household income of $54,500. The racial makeup of Payne County is 83.2% White, 10.3% Hispanic or Latino, 4.0% Black or African American, 1.6% Native American, and 0.8% Asian.
The poverty rate in Payne County is 14.4%, which is slightly lower than the national average of 14.6%. Most residents own their homes, with an ownership rate of 68%. The average home value in the county is $117,400, and the median rent is around $820 per month.
The unemployment rate in Payne County is 3.5%, which is lower than the national average of 6.7%. The job market consists mostly of service-oriented positions such as retail, healthcare, and hospitality.
Overall, Payne County is a safe community with a diverse population and a healthy job market.
Payne, Oklahoma
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Oklahoma USDA program details you can also contact:
Oklahoma Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Oklahoma
100 USDA Suite 108
Stillwater, OK 74074
1 (800) 522-3819
Fax: 1 (855) 423-4043
