Find USDA Eligible Properties in Deschutes County

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Realtors in Deschutes browse list of realtors working in Deschutes County
Deschutes county has 3 realtors ready to help with your search!

April Featured Agents
Robert Ascherin   from   Oregon Digs Real estate
Rachel Rhoden   from   Cascade Hasson Sothebys Realty
Ken Mucha   from   Team Birtola High Desert Realty

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Looking to buy in Deschutes County, Oregon?

There are 824 USDA backed residential loans in Deschutes county with an average loan balance of $154,363. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $154,078. On average the rural home size purchased with this loan was approximately 1,465 SqFt. Deschutes county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Deschutes County is roughly 7,913 square kilometers. USDA defined regions of rural loan ineligibility in Deschutes cover 195 square kilometers of the county. Approximately 2.5% of Deschutes County is ineligible for traditional USDA home loans. The influence score for Deschutes County is 7. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Deschutes County, OR   Deschutes QR code
* cities most likely to have USDA loan eligible properties for sale.

Alfalfa   •   Bend   •   *Black Butte Ranch   •   Brothers   •   Crooked River Ranch   •   Deschutes   •   *Deschutes River Woods   •   *Eagle Crest   •   Elk Lake   •   Hampton   •   Indian Ford   •   *La Pine   •   Lava   •   Millican   •   Plainview   •   *Pronghorn   •   *Redmond   •   *Seventh Mountain   •   *Sisters   •   *Sunriver   •   *Terrebonne   •   Tetherow   •   *Three Rivers   •   *Tumalo

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Deschutes County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Deschutes County, Oregon
USDA Boundary Details

Deschutes County is located in central Oregon and was established on December 13, 1916. The county was formed from a portion of Crook County and named after the Deschutes River, which runs through it. The word "Deschutes" comes from the French phrase "Rivire des Chutes," meaning "River of the Falls." Bend, the county seat, is the largest city within Deschutes County.

Historically, the region has been inhabited by Native American tribes, such as the Northern Paiute, Wasco, and Warm Springs, for thousands of years. The first known European contact was in 1824 when a group of Hudson's Bay Company explorers, including Peter Skene Ogden, crossed the area.

In the late 19th century, Euro-American settlers began moving into the region, attracted by the fertile lands around the Deschutes River. The Homestead Act of 1862 also played a vital role in encouraging settlers to make Deschutes County their home. In the early 20th century, the area saw significant growth with the establishment of the Oregon Trunk Railway in 1911, linking Deschutes County to the greater Pacific Northwest.

Forestry and sawmills were the primary industries in Deschutes County during the early 20th century. The timber industry thrived until the 1980s when strict federal regulations on logging led to a decline in jobs and economic dependence on timber. Today, Deschutes County has developed a diverse economy with tourism, outdoor recreational activities, and high-tech industries playing significant roles.

Fun Fact: Deschutes County is considered the outdoor recreational capital of Oregon, with popular destinations like Mount Bachelor, Newberry National Volcanic Monument, and Smith Rock State Park. These attractions draw thousands of visitors every year for activities such as skiing, snowboarding, hiking, rock climbing, and fishing.

Featured Cities of Oregon
Deschutes_River_Woods Pronghorn
Featured Properties from USDA Loan Eligible Regions of Deschutes County
20540 Gloucester Ln
Bend, OR

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57369 Lake Aspen Ln
Sunriver, OR

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60448 Zuni Rd
Bend, OR

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