Find USDA Eligible Properties in Josephine County
Looking to buy in Josephine County, Oregon?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Josephine County, OR 
* cities most likely to have USDA loan eligible properties for sale.
Bridgeview • Browns Mill • California Bar • *Cave Junction • Dryden • Fruitdale • Galice • Golden • Grants Pass • Holland • Hugo • *Kerby • Leland • Love Station • *Merlin • Murphy• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *New Hope • *OBrien • Placer • Rand • *Redwood • *Selma • Speaker • Sunny Valley • *Takilma • Three Pines • Wilderville • *Williams • Wolf Creek • Wonder
There are 483 USDA backed residential loans in Josephine county with an average loan balance of $177,390. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $176,915. On average the rural home size purchased with this loan was approximately 1,441 SqFt. Josephine county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Josephine County is roughly 4,252 square kilometers. USDA defined regions of rural loan ineligibility in Josephine cover 30 square kilometers of the county. Approximately 0.7% of Josephine County is ineligible for traditional USDA home loans. The influence score for Josephine County is 5. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Josephine County.
View the detailed USDA boundaries and read about general conditions of
Josephine County, Oregon
.Josephine County, located in the southwestern region of the great state of Oregon, was established on January 22, 1856. The county was named in honor of Virginia Josephine Rollins, the first white woman to settle in the region. The county was originally a part of Jackson County, but the rapidly growing population at that time demanded splitting the territory into separate counties.
The first inhabitants of the area were Native American tribes such as the Takelma, Athabaskan, and Shasta people. As the gold rush gained momentum in the mid-19th century, many miners and settlers were drawn to Josephine County, leading to a notable increase in the region's population.
The county seat is Grants Pass, which was incorporated in 1887. Gold mining, logging, and agriculture played key roles in the county's economic growth. The Rogue River, which flows through Josephine County, facilitated the transportation of goods, particularly timber.
One fun fact about this region is the Oregon Caves National Monument and Preserve, which is located within Josephine County. Discovered in 1874, the caves offer a rare glimpse into a subterranean world made up of marble passages and unique geological formations. Visitors can explore this fascinating natural wonder on guided tours, making it a popular tourist attraction in the county.
Featured Cities of Oregon
browse list of realtors working in Josephine CountyJosephine county has 2 usdaproperties.com realtors ready to help with your search!
| April 2025 Featured Agents | |
|---|---|
| Kathleen Puchta | from More Realty |
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