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There are 64 USDA backed residential loans in Lake county with an average loan balance of $107,568. Over 79% of the loans helped first time home buyers. Borrowers were an average age of 44 years old. The typical appraised home value was around $109,306. On average the rural home size purchased with this loan was approximately 1,352 SqFt. Lake county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Lake County is roughly 21,642 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lake County is 8. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Lake County, OR
* cities most likely to have USDA loan eligible properties for sale.
Adel • Barnhardy • Blaisdell • Christmas Valley • Fort Rock • *Lakeview • New Idaho • *New Pine Creek • *Paisley • *Plush • Quartz Mountain • *Silver Lake • Stauffer • Summer Lake • Valley Falls • West Side
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lake County.
Lake County is located in the south-central region of Oregon and was established on October 24, 1874. The county was formed from the southern portion of Wasco County and the western part of Grant County. The county was named after the numerous large lakes found within its borders, such as Lake Abert and Summer Lake.
The history of Lake County goes back thousands of years, as it has been inhabited by various Native American tribes, mainly the Klamath, Modoc, and Paiute tribes. In the 1820s, European-American fur trappers, including Peter Skene Ogden and his fur brigade, were the first Euro-Americans to explore the area. Over time, the territory saw an influx of settlers due to the appealing landscape and resources found in the region.
During the 1840s and 1850s, Lake County became a significant stop along the Applegate Trail, which was an alternative to the Oregon Trail. Fort Rock Cave, in northern Lake County, is an important archaeological site as it contains evidence of human occupation dating back as far as 11,000-13,000 years ago.
In the 1860s, extensive discoveries of gold deposits in the area attracted miners, leading to a population boom. The county's economy has historically been driven by agriculture, mining, and timber. Notable towns within the region include Lakeview, Paisley, and Adel.
Fun Fact: Each year, Lake County is home to the annual Oregon's Outback Living History event, known as the Mosquito Festival. During the festival, participants embrace the pioneer spirit and engage in historical reenactments, living history camps, and various recreational activities to celebrate and learn about the region's rich history.