USDA Eligibility Boundaries for Franklin, Pennsylvania Franklin QR code


State Welcome Sign  FranklinCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of Franklin County is eligible for rural development USDA home loans.


Featured local agent #1 Joyce Hemperly from Coldwell Banker Realty

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Franklin county is rated a 3. The average temperature during the month of June is 73.9℉ and the average temperature in January is 29.7℉. The typical humidity of this area is approximately 60% and the area covered by water is 0.09%. The overall influence score for Franklin is 5.

The map below displays geographic boundaries of Franklin, Pennsylvania with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Adams is 43 kilometers to the east, Fulton is 33 kilometers to the west and Cumberland is 46 kilometers to the north east.

Select from the above list of cities in Franklin County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Pennsylvania.


County level USDA loan eligibility boundaries for Franklin, Pennsylvania



Franklin County is located in south-central Pennsylvania, bordering Maryland to the south and the Susquehanna River to the west. The county has a population of 151,228 people (as of 2019), making it the 19th most populous county in Pennsylvania. The median age is 42.2 years and the median household income is $54,735.

The largest city in Franklin County is Chambersburg, with a population of 20,268. Other notable cities include Waynesboro (10,866), Greencastle (4,688) and Shippensburg (5,619).

The majority of Franklin County's population identify as white (94.9%), followed by Black or African American (2.7%), Hispanic or Latino (1.2%), Asian (0.8%), and other races (0.5%).

The cost of living in Franklin County is 3% lower than the national average, and housing costs are 4% lower than the national average. The median home value is $155,100 (as of 2020).

The unemployment rate in Franklin County is 5.4%, slightly lower than the national average of 6%. The major industries in Franklin County include manufacturing, healthcare, retail trade, and educational services.


Franklin, Pennsylvania
Rural homes in Franklin, Pennsylvania
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Pennsylvania USDA program details you can also contact:
The Pennsylvania State Office, located in Harrisburg, PA, administers USDA Rural Development programs through nine Area Offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

For all general housing program-related inquiries, contact the Housing Program/Multi-Family Housing Staff at (717) 237-2186. For all inquiries related to Guaranteed Housing Programs, contact pasfh@usda.gov

For questions about payments, moratorium requests, payoffs, etc. call the Customer Service Center at (800) 414-1226
Featured Property from USDA Loan Eligible Regions of Pennsylvania
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50 Third Ave
Adamstown, PA

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