USDA Eligibility Boundaries for Luzerne, Pennsylvania

 
89.9% of Luzerne County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Luzerne county is rated a 4. The average temperature during the month of June is 72.2℉ and the average temperature in January is 26.0℉. The typical humidity of this area is approximately 62% and the area covered by water is 1.78%. The overall influence score for Luzerne is 2.

The map below displays geographic boundaries of Luzerne, Pennsylvania with a blue border. Regions of Pennsylvania that are highlighted in red are not eligible for USDA backed home loan programs in the state of Pennsylvania. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Carbon is 37 kilometers to the south east, Wyoming is 38 kilometers to the north and Columbia is 37 kilometers to the west.
  Select a City in Luzerne   Albert Alden Ashley Askam Avoca Avondale Hill Back Mountain Beach Haven* Bear Creek Village Beaver Brook* Beech Mountain Lakes Blytheburn Boulevard Manor Breslau Briggsville Broadway Browntown Buttonwood Cambra Carverton Ceasetown* Chase* Conyngham Conyngham Station Cork Lane Courtdale Curry Hill* Dallas Derringer Dippel Manor Dorrance Drifton Drums Dupont Duryea* East Berwick Ebervale Eckley Edwardsville Ewen Exeter Fades Fairmount Springs Fern Brook Fern Glen Feys Grove Folstown Forest Park Forty Fort* Freeland* Glen Lyon Glen Summit Gowen Gracedale Green Ridge Gum Run Hallwood Hanover Green Harding* Harleigh* Harveys Lake Harveyville Harwood Hazle Brook Hazleton Hess Island* Hickory Hills Highlands Hilldale Hobbie Hollars Hill Hollywood Honey Hole Houston City Hudson Hughestown Hughs Humboldt Hunlock Creek Hunlock Gardens Huntington Mills Huntsville Inkerman Japan Jeansville* Jeddo Johnson Greene Ketcham Kingston KisLyn Koonsville Korn Krest Kunkle Kyttle Laflin Larksville* Lattimer* Laurel Run Lee Lee Park Lindbergh Loomis Park Lower Askam Loyalville Luzerne Lynnwood Maplewood Heights Marshall Hollow Meeker Midvale Milnesville* Mocanaqua Moosehead Mossville Mount Airy Terrace Mount Laurel Mountain Grove* Mountain Top Moyers Grove Muhlenburg Nanticoke* Nescopeck Nescopeck Pass* New Columbus Newport Center Newton* Nuangola Nuangola Station Ochre Mill Old Boston Oliver Mills Orange Outlet* Pardeesville Patterson Grove* Penn Lake Park Penobscot* Pikes Creek Pine View Pittston Plains Plainsville Pleasant View Summit Plymouth Pond Creek Pond Hill Port Blanchard Port Bowkley Port Griffith Port Jenkins Preston Prichard Pringle Register Reilly Ricketts Ridgewood Rippletown Rita Rittenhouse Roaring Brook Rock Glen Rumbels Saint Johns Sand Spring Sandy Run Shades Glen* Shavertown* Sheatown* Shickshinny Sickler Hill* Silkworth Slocum Solomon Gap Southdale Stairville Stoddartsville Sugar Notch Suscon Sweet Valley Swoyersville Sybertsville Tannery Town Hill* Trucksville Trucksville Gardens Truesdale Terrace* Upper Exeter Upper Lehigh* Wanamie Wapwallopen Warrior Run West Hazleton* West Nanticoke West Pittston West Wyoming* Weston* White Haven WilkesBarre Witinski Villa Wyoming Yatesville Zenith

Select from the above list of cities in Luzerne County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Pennsylvania.

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Luzerne County is located in Northeastern Pennsylvania and is the sixth most populous county in the state. The population of Luzerne County was estimated to be 316,906 people in 2019. The median age of the population is 43.6 years, and the gender distribution is 48.5% male and 51.5% female.

The racial makeup of the county is 90.1% White, 4.8% Hispanic or Latino, 2.2% African American, 1.2% Asian, 0.4% Native American, and 1.3% two or more races.

The median household income in Luzerne County is $48,152, and 18.9% of households live below the poverty line. The homeownership rate is 69.3%.

The cost of living in Luzerne County is lower than the national average with a housing index of 87%. The average commute time for workers is 24 minutes, and the unemployment rate is 5.7%.

Overall, Luzerne County has a mix of rural and suburban areas with a variety of housing options available for residents.

Luzerne, Pennsylvania

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Pennsylvania USDA program details you can also contact:

The Pennsylvania State Office, located in Harrisburg, PA, administers USDA Rural Development programs through nine Area Offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

For all general housing program-related inquiries, contact the Housing Program/Multi-Family Housing Staff at (717) 237-2186. For all inquiries related to Guaranteed Housing Programs, contact pasfh@usda.gov
 
For questions about payments, moratorium requests, payoffs, etc. call the Customer Service Center at (800) 414-1226

Featured Property from USDA Loan Eligible Regions of Pennsylvania