USDA Eligibility Boundaries for Mercer, Pennsylvania Mercer QR code


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94.5% of Mercer County is eligible for a USDA home loan.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Mercer county is rated a 2. The average temperature during the month of June is 74.3℉ and the average temperature in January is 29.5℉. The typical humidity of this area is approximately 64% and the area covered by water is 1.58%. The overall influence score for Mercer is 2.

The map below displays geographic boundaries of Mercer, Pennsylvania with a blue border. Regions of Pennsylvania that are highlighted in red are not eligible for USDA backed home loan programs in the state of Pennsylvania. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Lawrence is 35 kilometers to the south, Crawford is 44 kilometers to the north and Venango is 43 kilometers to the east.

Select from the above list of cities in Mercer County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Pennsylvania.


County level USDA loan eligibility boundaries for Mercer, Pennsylvania



Mercer County is located in the northwest corner of Pennsylvania. The county has a population of approximately 116,000 people and covers an area of 881 square miles.

The median household income in Mercer County is $50,788, slightly lower than the national median of $57,652. The poverty rate is 11.4%, slightly higher than the national average of 10.5%. The median home value is $131,800, nearly the same as the national average of $184,700.

The racial makeup of Mercer County is 95.1% White, 1.5% African American, 0.9% Asian, 0.6% from other races, and 2.0% from two or more races. Hispanic or Latino of any race were 3.2% of the population.

Mercer County is known for its beautiful rolling hills and farmland and is home to many small towns and villages with a variety of housing options for residents. The cost of living in Mercer County is slightly lower than the national average.

Overall, Mercer County offers a peaceful atmosphere with a variety of housing options at an affordable cost in close proximity to larger cities like Pittsburgh and Cleveland.


Mercer, Pennsylvania
Rural homes in Mercer, Pennsylvania
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Pennsylvania USDA program details you can also contact:
The Pennsylvania State Office, located in Harrisburg, PA, administers USDA Rural Development programs through nine Area Offices across the state. All offices are open to the public Monday through Friday from 8:00 a.m. until 4:30 p.m.

For all general housing program-related inquiries, contact the Housing Program/Multi-Family Housing Staff at (717) 237-2186. For all inquiries related to Guaranteed Housing Programs, contact pasfh@usda.gov

For questions about payments, moratorium requests, payoffs, etc. call the Customer Service Center at (800) 414-1226
Featured Property from USDA Loan Eligible Regions of Pennsylvania
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9 Rebecca Dr
Denver, PA

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