USDA Eligibility Boundaries for Clay, Tennessee Clay QR code


State Welcome Sign  ClayCounty Seal
There are no geographical USDA loan restrictions in this county. 100% of Clay County is eligible for rural development USDA home loans.


The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Clay county is rated a 4. The average temperature during the month of June is 77.3℉ and the average temperature in January is 37.3℉. The typical humidity of this area is approximately 63% and the area covered by water is 8.93%. The overall influence score for Clay is 9.

The map below displays geographic boundaries of Clay, Tennessee with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Jackson is 24 kilometers to the south west, Overton is 32 kilometers to the south east and Macon is 41 kilometers to the west.

Select from the above list of cities in Clay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Tennessee.


County level USDA loan eligibility boundaries for Clay, Tennessee



Clay County, Tennessee is located in the southeastern corner of the state and borders Kentucky and Virginia. The county has a population of about 8,000 people, with a median age of 39.6 years. The majority of the population is White (90.9%) followed by African American (7.2%), Hispanic or Latino (1.3%), and Asian (0.4%).

The median household income in Clay County is $37,835, which is lower than the national average of $61,937. The poverty rate is 21.9%, which is higher than the national average of 11.8%. The unemployment rate in Clay County is 6.5%, which is slightly higher than the national average of 5.2%.

The living conditions in Clay County vary greatly depending on the area. Some areas have access to high-quality housing, while others may have limited housing options that are in need of repair or upgrades. Most residents rely on private wells and septic systems for water and sewage services, although some areas have access to public utilities such as electricity, natural gas, and telephone services.

The quality of life in Clay County is generally good but can vary depending on location and resources available to individuals and families. Residents enjoy access to outdoor recreation such as fishing, hunting, camping, hiking, biking, and boating. There are also several local schools offering educational opportunities for children and adults alike.


Clay, Tennessee
Rural homes in Clay, Tennessee
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Tennessee USDA program details you can also contact:
Tennessee State Office
441 Donelson Pike, Suite 310
Nashville, TN 37214
Phone: 615-783-1300, 800-342-3149
Fax: 855-776-7057

Rural Development programs are delivered through area offices across Tennessee.
Featured Property from USDA Loan Eligible Regions of Tennessee
State Welcome Sign

131 S Magnolia St
Adamsville, TN

property photo