Loading Data
USDA Eligibility Boundaries for Clay, Texas 
There are no geographical USDA loan restrictions in this county. 100% of Clay County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Clay county is rated a 3. The average temperature during the month of June is 85.6℉ and the average temperature in January is 41.4℉. The typical humidity of this area is approximately 43% and the area covered by water is 1.64%. The overall influence score for Clay is 6.
The map below displays geographic boundaries of Clay, Texas with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Clay County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Texas.
Clay County, Texas is located in the northern part of the state, close to the Oklahoma border. The population of Clay County is 10,072 (as of 2020). The population is predominantly White (90.3%) followed by Hispanic or Latino (7.1%), African American (1.4%), and other races (1.2%).
The median household income in Clay County is $48,945 and the median house value is $121,800. The poverty rate is 16.2%, with 22.5% of children living below the poverty line.
The living conditions in Clay County are generally good, although there are some areas that have higher crime rates than others. The majority of the county is rural, with a few small towns scattered throughout. The climate is hot and dry in the summer months and mild in the winter months.
The quality of life in Clay County is generally good, with access to healthcare, education, recreation, and other amenities. The county has a low cost of living and a relatively low unemployment rate compared to other parts of Texas. Residents enjoy a variety of outdoor activities such as camping, fishing, hunting, and hiking in nearby parks and nature preserves.
Clay, Texas
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Texas USDA program details you can also contact:
Texas USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Texas
101 South Main Street, Suite 102
Temple, Texas 76501
Phone: (254) 742-9700
Fax: (844) 496-8123
