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USDA Eligibility Boundaries for Gray, Texas 
There are no geographical USDA loan restrictions in this county. 100% of Gray County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Gray county is rated a 4. The average temperature during the month of June is 79.5℉ and the average temperature in January is 34.6℉. The typical humidity of this area is approximately 38% and the area covered by water is 0.1%. The overall influence score for Gray is 7.
The map below displays geographic boundaries of Gray, Texas with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Gray County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Texas.
Gray County, Texas is located in the northern panhandle of the state and has a population of approximately 22,000 people. The county is predominantly rural with less than 5% of the population living in urban areas. The median household income is slightly below the national average at $47,988 and the poverty rate is slightly higher than the national average at 17.2%.
The majority of Gray County residents are White (84.5%), followed by Hispanic or Latino (13.3%), African American (1.2%), and other races (0.9%). The median age of residents is 36 years old, with a large portion of the population being under 18 years old (27%).
The living conditions in Gray County are generally good, with an overall cost of living index that is slightly lower than the national average. Additionally, there are plenty of educational opportunities available for children, including public schools, private schools, and post-secondary institutions.
Overall, Gray County offers a high quality of life for its residents. The area provides many recreational activities such as hiking, camping, hunting, fishing, and golfing. Additionally, there are several museums and historic sites to explore as well as plenty of local restaurants and shopping opportunities.
Gray, Texas
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Texas USDA program details you can also contact:
Texas USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Texas
101 South Main Street, Suite 102
Temple, Texas 76501
Phone: (254) 742-9700
Fax: (844) 496-8123
