USDA Eligibility Boundaries for Smith, Texas

 
94.0% of Smith County is eligible for a USDA home loan.

The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Smith county is rated a 4. The average temperature during the month of June is 83.5℉ and the average temperature in January is 46.2℉. The typical humidity of this area is approximately 50% and the area covered by water is 2.22%. The overall influence score for Smith is 2.

The map below displays geographic boundaries of Smith, Texas with a blue border. Regions of Texas that are highlighted in red are not eligible for USDA backed home loan programs in the state of Texas. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county. From county center to center Wood is 46 kilometers to the north, Upshur is 50 kilometers to the north east and Gregg is 44 kilometers to the east.
  Select a City in Smith  * Arp Bascom Browning* Bullard Carroll Copeland* Emerald Bay Flint Friendship Gresham* Hideaway* Lindale Mount Sylvan* New Chapel Hill New Harmony* Noonday Owentown Shady Grove Sinclair City Starrville Swan Teaselville* Troup Tyler Walnut Grove Waters Bluff* Whitehouse* Winona Wood Springs Wright City

Select from the above list of cities in Smith County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Texas.

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Smith County, Texas is located in the northeast corner of the state and is home to an estimated 225,835 residents. The population is mostly white (78.3%), with African Americans making up 13.2%, Hispanics 15.9%, and Asians 1.7%. The median household income is $49,535, with 25.5% of the population living below the poverty line.

The county has a rural feel, with many small towns and communities scattered throughout the area. The largest city in Smith County is Tyler, which serves as the county seat and has a population of approximately 104,000 people. The cost of living in Smith County is slightly lower than the national average, with housing costs being particularly affordable.

The quality of life in Smith County is generally good, with plenty of outdoor activities such as hiking, camping, fishing, and hunting available for residents to enjoy. There are also several cultural attractions including museums, art galleries, and performing arts venues. Education options include public schools as well as several private schools and universities in Tyler. Healthcare options include numerous hospitals and medical centers throughout the county.

Smith, Texas

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Texas USDA program details you can also contact:

Texas USDA Rural Development State Office

101 South Main Street, Suite 102

Temple, Texas  76501

Phone:  (254) 742-9700

Fax:  (844) 496-8123

Featured Property from USDA Loan Eligible Regions of Texas