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USDA Eligibility Boundaries for Stephens, Texas 
There are no geographical USDA loan restrictions in this county. 100% of Stephens County is eligible for rural development USDA home loans.
The United States Department of Agriculture has rated the natural amenities of this region. On a scale of one to seven, Stephens county is rated a 4. The average temperature during the month of June is 85.0℉ and the average temperature in January is 44.5℉. The typical humidity of this area is approximately 43% and the area covered by water is 2.91%. The overall influence score for Stephens is 8.
The map below displays geographic boundaries of Stephens, Texas with a blue border. There are no significant USDA regional restrictions in this county. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties. You can also search for specific addresses using the power search feature here.
Select from the above list of cities in Stephens County. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Texas.
Stephens County, Texas is located in North Central Texas, near the border of Oklahoma. The county has a population of 9,972 people, according to the 2019 U.S. Census. The median age is 38 years old and the median household income is $41,541.
The majority of citizens in Stephens County are white (83.7%) and Hispanic or Latino (14.4%). The poverty rate for Stephens County is 13.9%, which is slightly higher than the national average of 11.8%.
The living conditions in Stephens County are generally good. Most homes are owner-occupied and there are a variety of housing options available to residents. The cost of living in Stephens County is relatively low and there are plenty of job opportunities in the area.
The quality of life in Stephens County is generally positive due to its rural setting and close proximity to larger cities such as Abilene and Wichita Falls. Residents enjoy the outdoors with access to nearby lakes, rivers, parks, and trails for recreational activities like fishing, camping, hiking, and biking. There are also a variety of restaurants and shopping centers in the area for residents to enjoy.
Stephens, Texas
Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Texas USDA program details you can also contact:
Texas USDA Rural Development State OfficeFeatured Property from USDA Loan Eligible Regions of Texas
101 South Main Street, Suite 102
Temple, Texas 76501
Phone: (254) 742-9700
Fax: (844) 496-8123
