USDA loan eligible properties in Iron County, UT 
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* cities most likely to have USDA loan eligible properties for sale.
Beryl • *Beryl Junction • *Brian Head • *Cedar City • Cedar Highlands • Desert Mound • *Enoch • Fort Johnson • Halivah • Hamiltons Fort • Hamlin Valley • Heist • Iron Mountain • Iron Springs • *Kanarraville • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Latimer • Lund • Modena • *Newcastle • North View • Old Irontown • *Paragonah • *Parowan • *Summit • Uvada • Wheatgrass • Zane
browse list of realtors working in Iron CountyThere are 1,073 USDA backed residential loans in Iron county with an average loan balance of $145,531. Over 73% of the loans helped first time home buyers. Borrowers were an average age of 37 years old. The typical appraised home value was around $135,727. On average the rural home size purchased with this loan was approximately 1,326 SqFt. Iron county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Iron County is roughly 8,551 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Iron County is 7. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Iron County.
View the detailed USDA boundaries and read about general conditions of
Iron County, Utah
.Iron County is located in southwestern Utah, United States. It was originally named Little Salt Lake Valley and was established on January 31, 1851. The county was later renamed in 1852 to Iron County, owing to its substantial iron ore deposits, which played a significant role in its early history and the development of the region. Iron County was formed from a portion of unorganized territory within the Utah Territory, and the county seat was first located in Parowan, which also served as the first settlement.
In the early 1850s, Mormon Church leaders, including Brigham Young, encouraged settlers' migration to the region, recognizing the need for iron for the expanding population and to support their economic endeavors. They established the Iron Mission in 1850 to exploit local iron resources. The first iron works in Iron County were located near present-day Cedar City, which was founded in 1851 as the location for these iron works.
One fun fact about Iron County is its connection to the famous Cedar Breaks National Monument. Located near Cedar City, Cedar Breaks National Monument is a natural amphitheater stretching across three miles, with a depth of over 2,000 feet, and showcases multicolored cliffs, spires, and pinnacles. The monument is well-known for its fascinating geological formations, vibrant colors, subalpine ecosystems, and stunning vistas.
Throughout Iron County's history, it has been marked by the influence of the iron industry, the Church of Jesus Christ of Latter-day Saints, and a rich natural landscape that continues to draw visitors today.
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