USDA Eligibility Boundaries for James City, Virginia

 
56.5% of James City County or Independent City is eligible for a USDA home loan.

The map below displays geographic boundaries of James City, Virginia with a blue border. Regions of Virginia that are highlighted in red are not eligible for USDA backed home loan programs in the state of Virginia. Typically these red-highlighted restricted areas represent areas of denser population areas such as city centers. USDAProperties.com can help you determine exactly what properties for sale are outside these exclusionary boundary areas. For higher resolution imagery click the map to zoom in or search for specific postal (zip) codes, city names or even counties and independent cities. You can also search for specific addresses using the power search feature here.

Or you can continue searching for homes listed for sale in neighboring county or independent city. From county or independent city center to center Williamsburg is 7 kilometers to the south east, York is 21 kilometers to the east and Gloucester is 23 kilometers to the north east.
  Select a City in James City   Birchwood Park Centerville Chickahominy Haven Colonial Park Croaker Diascund Druid Hills Ewell First Colony Grove Hollybrook Indigo Terrace James Terrace Jamestown Jamestown Farms Lightfoot Norge Toano Warren Mill Winston Terrace

Select from the above list of cities in James City County or Independent City. Cities most likely to have USDA loan eligible properties are highlighted in the drop down list. Alternatively, use the search form to find your favorite counties, cities and zip codes in Virginia.

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James City County is located in the southeastern part of Virginia and is part of the Hampton Roads metropolitan area. According to the 2019 U.S. Census Bureau estimates, James City County has a population of 73,939, with a median age of 40.3 years. The racial makeup of the county is 69.2% White, 23.7% African American, 1.5% Asian, 0.3% Native American, 0.1% Pacific Islander, and 4.2% from other races.

The median household income in James City County is $76,914 and the median house value is $271,500. The poverty rate is 7.7%, with 15.6% of residents living below the poverty line. The unemployment rate is 3.6%.

James City County offers a variety of housing options including single-family homes, townhomes, and apartments. The cost of living in James City County is 8% higher than the national average.

The county is served by several school districts, including Williamsburg-James City County Public Schools and Bruton Heights Elementary School. There are also several private schools in the area as well as a community college and universities nearby.

James City County has several parks and recreational facilities for residents to enjoy, including Jamestown Beach Park, York River State Park, Freedom Park, and Waller Mill Park. There are also many shopping centers and restaurants in the area for residents to explore.

James City, Virginia

Loan officers and realtors can answer your questions about USDA home loan programs.
For direct assistance with Virginia USDA program details you can also contact:

State and area offices are open to the public Monday through Friday from 8 a.m. until 4:30 p.m.

State office:
1606 Santa Rosa Road, Suite 238
Richmond, Va. 23229
Phone: 804-287-1500
Fax: (855) 636-4613
TDD: 804-287-1753

Featured Property from USDA Loan Eligible Regions of Virginia