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The Benefits of Rural Life in Virginia
Living in rural Virginia offers many advantages. The cost of living is typically lower than in urban areas, and the sense of community is strong. Residents also enjoy access to open space, abundant recreational activities, and plenty of fresh air and wide open sky.
General Rural Housing Conditions in Virginia
Housing conditions in rural areas of Virginia vary widely. Small towns and villages may have a mix of older, single-family homes, while more rural areas may have larger homes on larger properties. In all areas, you can expect to find a variety of housing options, from small cabins and mobile homes to modern, energy-efficient homes.
Financing Options for Purchasing Homes in Rural Areas of Virginia
Financing options for purchasing homes in rural areas of Virginia depend on the particular property and its location. Some rural areas may qualify for loans through the US Department of Agriculture's Rural Development program, which offers low-interest loans for eligible borrowers. Local banks and credit unions may also offer home loans for rural properties. Additionally, many Virginia counties offer local financing programs for rural properties, such as the Virginia Rural Housing Loan Program.
State and area offices are open to the public Monday through Friday from 8 a.m. until 4:30 p.m.Featured Property from USDA Loan Eligible Regions of Virginia
State office:
1606 Santa Rosa Road, Suite 238
Richmond, Va. 23229
Phone: 804-287-1500
Fax: (855) 636-4613
TDD: 804-287-1753