Find USDA Eligible Properties in Garfield County


Looking to buy in Garfield County, Washington?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Garfield County, WA
* cities most likely to have USDA loan eligible properties for sale.
Central Ferry • Chard • Dodge • Gould City • Houser • Illia • Kirby • Mayview • Pataha• • •
What is a USDA Loan? |
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
Take the First Step Toward 0% Down Financing |
• Peola • Ping • *Pomeroy • Rose Springs • Stentz Spring • Zumwalt
There are 9 USDA backed residential loans in Garfield county with an average loan balance of $96,030. Over 100% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $96,111. On average the rural home size purchased with this loan was approximately 1,300 SqFt. Garfield county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Garfield County is roughly 1,860 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Garfield County is 9. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Garfield County.
View the detailed USDA boundaries and read about general conditions of
Garfield County, Washington

Garfield County, located in the southeastern part of the great state of Washington, was officially established on November 29, 1881. Named in honor of the 20th President of the United States, James A. Garfield, its formation took place just a few months after his assassination. The county is bordered by several other counties such as Asotin, Columbia, and Whitman, and the Snake River flows through its eastern edge, providing a natural boundary with Idaho.
Pomeroy, the largest city and the county seat, was founded in the early 1870s by Joseph M. Pomeroy. The city was actually named after him when it was platted in November 1878. Primarily an agricultural hub, the economy of Garfield County revolves around farming and ranching, with wheat, barley, and cattle being the most commonly produced products.
As for a fun fact, Garfield County holds the distinction of being the least populated county in Washington State, with a population of approximately 2,225 residents as of the 2020 Census. This sparse population contributes to the county's rural charm and offers a serene environment that is unique when compared to other bustling regions within the United States.
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Garfield county has 1 usdaproperties.com realtor ready to help with your search!
May 2025 Featured Agent | |
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Pat Gallup | from Artisan Real Estate Associates |
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