Howard is a great place to live and own a home in the state of Wisconsin. Some of the benefits of homeownership in Howard include:

Pros:
- Stability: Owning a home provides a sense of stability and security, as homeowners generally have more control over their living situation and are not subject to the whims of landlords or rental market fluctuations.
- Equity: Over time, homeowners build equity in their properties which can be used for various purposes such as paying for improvements, paying off debt, or funding retirement.
- Pride: Owning a home can give a sense of pride in ownership and can contribute to a strong sense of community involvement.
- Tax benefits: Homeowners can deduct mortgage interest and property taxes from their income taxes, which can result in significant savings.

However, there are also some potential downsides to homeownership that should be considered before making a decision to buy, including:

Cons:
- Expense of home maintenance: Homeowners are responsible for maintaining their properties, which can be costly as homes age and require repairs and updates.
- Reduction in flexibility: Owning a home can make it more difficult to relocate for job opportunities, family needs, or other reasons, as selling a home can be a lengthy and complicated process.
- Financial risk: Homeownership comes with financial risks, such as fluctuating interest rates, property value changes, and unexpected repairs, that can impact a homeowner's financial stability.

Ultimately, whether owning a home in Howard is the right decision depends on a number of factors, including personal financial goals, local real estate market conditions, and individual lifestyle preferences. It's important to carefully consider all the benefits and drawbacks before making a decision.