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There are 305 USDA backed residential loans in Lincoln county with an average loan balance of $91,016. Over 80% of the loans helped first time home buyers. Borrowers were an average age of 36 years old. The typical appraised home value was around $91,151. On average the rural home size purchased with this loan was approximately 1,343 SqFt. Lincoln county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Lincoln County is roughly 2,346 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Lincoln County is 6. Look below for the interactive county level map illustration below for more details.
Start your search for USDA loan eligible properties in the cities of Lincoln County, WI
* cities most likely to have USDA loan eligible properties for sale.
Bloomville • Bundy • Clifford • Doering • Dudley • Gleason • Irma • Jeffris • McCord • *Merrill • Otis • Spirit Falls • *Tomahawk • Tripoli • West Kraft
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Lincoln County.
Lincoln County is situated in the great state of Wisconsin, in the northern part of the United States. It was established on February 4, 1874, and was named in honor of the 16th president of the United States, Abraham Lincoln. The county's territorial boundaries were carved out from portions of Marathon and Oneida counties, and the city of Merrill was chosen as its county seat.
Primarily an industrial and lumbering area in the early years, Lincoln County flourished with the lumber trade and sawmill industries. In the late 19th and early 20th centuries, Lincoln County underwent expansion, and the population saw a substantial growth due to the influx of farmers, loggers, and other settlers attracted by the abundant forest resources and fertile soil.
Today, Lincoln County encompasses a total area of 907 square miles and boasts several recreational opportunities for residents and visitors alike. The county is known for its picturesque landscapes, featuring numerous lakes, rivers, and forests that contribute to a thriving tourism industry, promoting activities like hunting, fishing, hiking, and snowmobiling.
Fun Fact: One interesting aspect of Lincoln County's history is the Pine Line Trail, a 26-mile recreational trail that was once a part of the Milwaukee Road Railroad. This trail passes through various communities in Lincoln County and is now used for walking, biking, snowmobiling, and horseback riding, providing people with a unique way to experience the natural beauty and rich history of the region.