Use the search form to find your favorite counties, cities and zip codes in West Virginia.
The benefits of rural life in West Virginia include access to clean air and water, abundant outdoor activities such as hunting, fishing, and camping, and the opportunity to live close to nature. Additionally, rural living offers the opportunity for a simpler, slower-paced life and can provide a sense of safety and security.
General rural housing conditions in West Virginia vary depending on the county and location. In many rural areas, housing is more affordable than in urban areas and the cost of living is also lower. Additionally, there is often a greater variety of housing types available, including single-family homes, mobile homes, and cabins.
Financing options for purchasing homes in rural areas of West Virginia include traditional mortgages, USDA Rural Development loans, and VA loans. Traditional mortgages are often the most common financing option, especially for buyers with good credit and a solid employment history. USDA Rural Development loans are available to qualified borrowers who meet certain eligibility requirements and are intended to provide funding for rural housing projects. Finally, VA loans are available to veterans, active-duty military personnel, and surviving spouses of veterans and provide financing for purchasing real estate.
USDA Rural Development programs are delivered through eleven offices in West Virginia. For more information, please contact the specific program area or the office nearest to you.Featured Property from USDA Loan Eligible Regions of West Virginia
State Office
1550 Earl Core Road, Suite 101
Morgantown, WV 26505
(304) 284-4860 | (855) 859-1834 fax