This agent has 48 reviews.


Nick & Kristy, McGregor MN, a buyer from McGregor, MN
Kari Horbacz understood exactly what we were looking for / needing in a forever home. She was helpful in explaining the process and putting our nerves at ease. She was professional and constantly kept us updated with the process. She has the patiance of a saint and the drive to ensure that her client's get only the best outcome. With her a native to the area so she has an overall broad knowledge of the lakes and if she's unfamiliar with an area she doesnt hesitate to explore. If we ever need another home Kari will be the only realtor we will call.

Kay and Ron Rosenbaum, a buyer from McGregor, MN
Kari is a top notch real estate agent and is one of the best I have been in contact with! She gave 110% every time she met up with us and showed us a property always making time for us. What more could you ask for? Bringing us a gift at closing was so kind and thoughtful, just a nice touch!

Ted and Jenny, Twin Cities, a buyer from Askov, MN
Kari responded immediately to my inquiry through the Zillow app. We chose to work with her because of that consistent responsiveness, attention to detail and her willingness to go above and beyond.

Diane Ziwicki, Aitkin MN, a buyer from Aitkin, MN
Kari was absolutely wonderful to work with. Her knowledge and experience in the field was crucial in my experience, she handled every obstacle with ease. She made my house buying experience positive. I would recommend her to anyone looking to purchase real estate in the area.

Cindy Macdiarmid 32 beech ct Babbit mn, a buyer from Babbitt, MN
I think Kari is a hard worker and loves her job and does it well.She understands how stressful it can be buying a nd selling a house and I also appreciated that!

Josh Sampson, McGregor, a buyer from McGregor, MN
Kari Horbacz was patient and accommodating as we looked for a home for over two years. She understood our needs and worked with us without being pushy or pressuring us into something we were not thrilled with. Kari demonstrated professionalism at all times. We definitely would recommend Kari to all who are looking for a personable, professional, and patient realtor. She was a thrill to work with.

Cory / Big Lake , a buyer from Big Falls, MN
Kari was super easy to work with answered all my questions quickly and with accuracy

Kari responded quickly to my inquiries on several different properties

Every thing went smoothly. Kari made sure all the paper work was on track to close on time

Karen Tierney, Pillager , a buyer from Pillager, MN
Kari Horbacz is an amazing real estate agent!! She has your interests at heart and will guide you through the whole process, to make it feel seamless. We felt comfortable talking and working with her. We can't thank Kari enough for all the hard work in finding our new home.

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Jaana Nystrom, Stillwater MN, a seller from McGregor, MN
Kari responded to all our questions promptly and stayed in close contact throughout our sales process. She came well prepared to our initial interview of realtors, and continued to show the same level of commitment and professionalism in all our interactions. We have already recommended her to others who are considering selling or buying property in the area. She is well connected with other professional trades and worked hard to make our sale smooth and fast.

Sandy and Jamie Tschida, Coon Rapids , a buyer from Minneapolis, MN
Kari was so incredible! She showed us houses all over Central/North Central Minnesota and was always happy to do so. Her response time was so fast no matter the time of day. Kari was always ready to help and get us any information we needed.

Alex Ziegler, McGregor/Aitkin, a seller from McGregor, MN
There were 2 factors: Kari is a friend of mine & she successfully worked with the neighbor so Kari has good knowledge of that area...

She is a good friend of mine & I consider her to be a good, trustworthy & honest person. Besides that she handled the sale of my property knowledgeably & professionally.

I was always being kept up-to-date & everything was being taken care of for me in an effective & professional way.

Kevin and DeeAnn McArdle, a seller from McGregor, MN
Kari was wonderful to work with! She guided us through the entire process and was extremely responsive. We would highly recommend Kari to our family and friends.
Thank you!

Ric Gould Minneapolis, MN, a buyer from McGregor, MN
Working with Kari was great, right away I could tell she knew the area and current market well.
Kari always made herself available for showings, even when listings popped up quickly and we had limited time to view them, she always made it work somehow.

I'd work with Kari again and would recommend her to anyone looking to buy or sell in the greater McGregor area.

Don Golen, McGregor, Mn, a buyer from McGregor, MN
We went though quite a bit to get the house. It was a bit of a long ride. Kari stayed confident, available and stayed on course. She is a friendly, hard working individual. I suggest if you need a home or cabin give Kari a chance.

Tami, The Twin Cities, a buyer from McGregor, MN
It was absolutely priceless having a local realtor when purchasing our cabin. Kari had understanding of local laws, regulations, septic systems, and water wells that we did not. It was critical to have someone we trusted in the area to be there for the inspection when we couldnt. There were times when she had to run to the house to check on something for the deal to go through. We could not have closed on our cabin without her trusted local contacts and working relationships. We highly recommend using Kari, you wont regret it.

Mike Peterson , a seller from McGregor, MN
Very good

TS and HG, Northern Minnesota, a buyer from Cloquet, MN
We were paired with Kari at the start of our house search, through a Zillow request form. Right from the beginning, Kari was personable, kind, and quickly attuned to what we were looking for. She was upfront about the speed of the market, and prompt at getting us appointments to look, putting together offers, etc. Her communication was fantastic. I'm sure she had other clients during this time frame, but I honestly couldn't tell with how prompt she was with everything.

Her knowledge of both the area and the types of homes we were looking at was invaluable. There was so much about septic tanks, wells, propane and/or oil tanks, and everything that we had no idea how to consider. Different types of septic tanks, how to care for them, limits on usage, etc. She also had so many different negotiation strategies for us, which was really helpful at the end as we struggled to make things work with our seller. She was wonderful!

The end of our home buying was quite a process, and she went above and beyond to get it done for us, and to make sure all our questions and concerns were comfortably answered before taking on the responsibility of the house.

We can't say enough good things about her! We were impressed the whole process, and if/when we decide to sell, we'll be asking for her again!



johan, a seller from Jacobson, MN
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Josh & Brenda, a buyer from McGregor, MN
Kari Horbacz was awesome! She was patient with us for 2 years until we found our perfect place.

Ethan Cromwell , a buyer from Cromwell, MN
With this have been being my first time buying a house. She really took the time and answered any questions I had because of me not understanding things. She was helpful.

Joe Klainert , Canyon MN, a buyer from Tamarack, MN
I could tell from our time spent and communication that Kari was a dedicated agent. If she was not addressing our concerns, she was busy helping someone else. I know she would work from home, at the office, and was often on the road showing properties; she was busy. When I would leave a message, I knew that as soon as she got a chance, she would be calling me back. Kari did a great job for us; I would highly recommend her to others.

Lisa & Paul M. , a buyer from Wright, MN
Kari did an excellent job of representing us during the buying process. She was knowledgeable about the area .... referred us to area services such as a good lender, plumber, inspector, etc. She helped us negotiate a reduction in sale price due to items found during the inspection. I would highly recommend Kari Horbacz to anyone looking for a home/cabin in the McGregor area.

Kaylie Serfling, McGregor , a seller from McGregor, MN
We have previously used 2 different agencies, but will definitely call Kari when we are buying or selling again!

Debbie DeJong, Isle MN, a buyer from Isle, MN
Kari Horbacz did an excellent job representing my husband and I in the purchase of a second home on Mille Lacs Lake. Kari's responsiveness is what really stood out for us. She always responded within minutes of any inquiry and did a great job of anticipating our questions and having answers ready. She provided us with all of the information we needed. Her use of email and text messaging was incredibly convenient. She is a friendly, upbeat person who made us feel comfortable right from the start.

Bob and Karen Reem, Woodbury, MN, a buyer from McGregor, MN
Kari Horbacz completed all of our buyer requests in a timely fashion. She is task-oriented and has good local depth of knowledge. It made our purchase a fun experience with no surprises at closing We would definitely recommend her as an agent for the Twin Lakes Area. Bob and Karen Reem

Tiffany Ziwicki, MN, a buyer from Aitkin, MN
Kari handled our purchase wonderfully making sure everyone was satisfied. She was great with every detail and if something wasn't right she made sure that it was. Definitely recommend Kari for any home buyers!

Sarah Anderson and Justin Pool.., a buyer from McGregor, MN
kari Horbacz did a amazing job when things came up while buying our property. She explained everything and was always available for us... thank you again Kari for all your hard work.. we love our new house in the woods..

Kevin VanderMey, a buyer from Aitkin, MN
Was great working with Kari.

Brian burk, Mcgregor, a buyer from Mcgregor, MN
Wonderful person and was on the spot for all information I needed. Also was great on helping with my lender. Would like to also say that the stress of buying a home was brutal and Kari was a great asset to help me threw the whole process from start to finish. I would recommend Kari to anyone I know.

Alan Vandermey. St Cloud MN, a buyer from Aitkin, MN
Kari Horbacz was professional in our transaction. She accomplished everything I asked of her in a timely manner. Would recommend her for any real estate transaction that needs to be completed.