Find USDA Eligible Properties in Minnesota
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 27,645 USDA backed residential loans in Minnesota with an average loan balance of $105,990. Over 78% of the loans went to help first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $105,960. On average the rural home size purchased with this loan was approximately 1,289 square feet.
The size of Minnesota is roughly 225,163 square kilometers. USDA defined regions of rural loan ineligibility in Minnesota covers about 8,342 square kilometers of the state. That means only 3.7% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Minnesota include South Saint Paul, Hopkins, Owatonna, and Isanti.
Search 87 Counties of Minnesota 
Aitkin • Anoka • Becker • Beltrami • Benton • Big Stone • Blue Earth • Brown • Carlton • Carver • Cass • Chippewa • Chisago • Clay • Clearwater • Cook • Cottonwood • Crow Wing • Dakota • Dodge • Douglas • Faribault • Fillmore • Freeborn • Goodhue • Grant • Hennepin • Houston • Hubbard • Isanti • Itasca • Jackson • Kanabec • Kandiyohi • Kittson • Koochiching • Lac qui Parle • Lake • Lake of the Woods • Le Sueur • Lincoln • Lyon • Mahnomen • Marshall • Martin • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• McLeod • Meeker • Mille Lacs • Morrison • Mower • Murray • Nicollet • Nobles • Norman • Olmsted • Otter Tail • Pennington • Pine • Pipestone • Polk • Pope • Ramsey • Red Lake • Redwood • Renville • Rice • Rock • Roseau • Saint Louis • Scott • Sherburne • Sibley • Stearns • Steele • Stevens • Swift • Todd • Traverse • Wabasha • Wadena • Waseca • Washington • Watonwan • Wilkin • Winona • Wright • Yellow Medicine
States bordering Minnesota include Iowa, Michigan, North Dakota, South Dakota and Wisconsin.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Minnesota.
Minnesota was admitted into the United States on May 11th, 1858 where the state capitol today resides in Saint Paul.
The official Minnesota state motto is "L-Etoile du Nord" which translates to "The Star of the North." This phrase is derived from a line in the state's anthem, "Hail! Minnesota," which was first adopted in 1945. The motto is a symbol of Minnesota's strength and resilience, expressing the state's pride in its northern heritage and loyalty to the United States. It is also a reminder of the state's diverse population, with its many different backgrounds, languages, and cultures. The phrase has come to represent Minnesota's commitment to progress and its desire to be a beacon of freedom and opportunity for all.
Learn about the birds and the bugs of Minnesota!
State Fish: Walleye (Sander vitreus)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
USDA Rural Development State Office:Featured Properties from USDA Loan Eligible Regions of Minnesota
375 Jackson Street | Suite 410
St. Paul, MN 55101
(651) 602-7800
Select from featured USDA loan eligible cities
Rural Homes in Minnesota during Spring
