USDA loan eligible properties in Amador County, CA 
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* cities most likely to have USDA loan eligible properties for sale.
Allen • *Amador City • Bonnefoy • *Buckhorn • *Buena Vista • Bunker Hill • *Camanche North Shore • *Camanche Village • Carbondale • Clarsona • Clinton • Dagon • *Drytown • Edwin • Electra • *Fiddletown • Firebrick • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Ione • *Jackson • *Martell • New Chicago • *Pine Grove • *Pioneer • Plasse • *Plymouth • *Red Corral • *River Pines • Scottsville • Sunnybrook • *Sutter Creek • Sutter Hill • *Volcano
browse list of realtors working in Amador CountyAmador has agents ready to assist.
Tammy Goolsby
Cecilia Perez
Sara Girton
There are 263 USDA backed residential loans in Amador county with an average loan balance of $174,349. Over 92% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $176,791. On average the rural home size purchased with this loan was approximately 1,470 SqFt. Amador county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Amador County is roughly 1,564 square kilometers. There are no geographical USDA loan restrictions in this county. The influence score for Amador County is 4. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Amador County.
View the detailed USDA boundaries and read about general conditions of
Amador County, California
.Amador County, located in the beautiful state of California, has a rich historical background that traces back to the early 19th century. Situated in the Sierra Nevada Mountains, Amador County's history is deeply intertwined with the famous California Gold Rush.
The county was officially created on May 11, 1854, and was named after Jos Mara Amador, a soldier, rancher, and miner in the area. Amador had made a fortune in the early 1840s by mining gold along a creek that would later be named after him, Amador Creek.
The discovery of gold in California in 1848 led to thousands of prospectors coming to the region, known as "Forty-Niners." Amador County became the center of the mining activities during this time, with several prominent gold mines established in locations like Sutter Creek, Volcano, and Plymouth.
Throughout its history, Amador County evolved with its economic focus shifting from gold mining to agriculture, specifically grape cultivation. Today, the region is well-known for its wine production, featuring numerous wineries and vineyards that attract tourists and wine enthusiasts.
For a fun fact: Amador County has the second-oldest continuously operating hotel in California, the historic National Hotel, which was opened in 1859.
Featured Cities of California
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