Find USDA Eligible Properties in California
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 22,989 USDA backed residential loans in California with an average loan balance of $198,094. Over 90% of the loans went to help first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $200,953. On average the rural home size purchased with this loan was approximately 1,480 square feet.
The size of California is roughly 423,967 square kilometers. USDA defined regions of rural loan ineligibility in California covers about 30,595 square kilometers of the state. In other words, approximately 7.22% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in California include Stanton, Lomita, Marina Del Rey, and El Segundo.
Search 58 Counties of California 
Alameda • Alpine • Amador • Butte • Calaveras • Colusa • Contra Costa • Del Norte • El Dorado • Fresno • Glenn • Humboldt • Imperial • Inyo • Kern • Kings • Lake • Lassen • Los Angeles • Madera • Marin • Mariposa • Mendocino • Merced • Modoc • Mono • Monterey • Napa • Nevada • Orange • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Placer • Plumas • Riverside • Sacramento • San Benito • San Bernardino • San Diego • San Francisco • San Joaquin • San Luis Obispo • San Mateo • Santa Barbara • Santa Clara • Santa Cruz • Shasta • Sierra • Siskiyou • Solano • Sonoma • Stanislaus • Sutter • Tehama • Trinity • Tulare • Tuolumne • Ventura • Yolo • Yuba
States bordering California include Arizona, Nevada and Oregon.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of California.
California was admitted into the United States on September 9th, 1850 where the state capitol today resides in Sacramento.
The official California motto is "Eureka," which is Greek for "I have found it." The phrase is attributed to Archimedes, a Greek mathematician and scientist, who is said to have exclaimed it when he discovered a method for determining the purity of gold. The phrase was adopted as California's official motto in 1968 and is meant to reflect the state's spirit of discovery and innovation. The motto is also featured on the state seal, and was inscribed on the state's first flag, adopted in 1911.
Learn about the birds and the bugs of California!
State Fish: Golden trout (Oncorhynchus mykiss)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
USDA Rural DevelopmentFeatured Properties from USDA Loan Eligible Regions of California
430 G Street, Agency 4169
Davis, CA 95616
Phone: (530) 792-5800
Email: CA.Info@usda.gov
State Director's Office: (530) 792-5800
Business & Co-op Programs: (661) 281-2736
Community Programs: (805) 863-9928
Single Family Housing: (530) 792-5830
Select from featured USDA loan eligible cities
Rural Homes in California during Spring
