Find USDA Eligible Properties in El Dorado County


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There are 617 USDA backed residential loans in El Dorado county with an average loan balance of $214,929. Over 86% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $216,650. On average the rural home size purchased with this loan was approximately 1,445 SqFt. Alternate income limits exist to determine loan eligibility in El Dorado county. For a household of upto 4 people the income limit is $96,150. For a household of between 5 and 8 people the income limit increases to $126,900.

The size of El Dorado County is roughly 4,639 square kilometers. USDA defined regions of rural loan ineligibility in El Dorado cover 186 square kilometers of the county. Approximately 4.0% of El Dorado County is ineligible for traditional USDA home loans. The influence score for El Dorado County is 1. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of El Dorado County, CA   El_Dorado QR code
* cities most likely to have USDA loan eligible properties for sale.

Apex   •   *Auburn Lake Trails   •   Aukum   •   Balderson Station   •   Bonetti   •   Brela   •   Bryants   •   Buffalo Hill   •   Bullard   •   Caldor   •   *Cameron Park   •   *Camino   •   Camp Richardson   •   Campana   •   Clarksville   •   Claussenius   •   *Cold Springs   •   *Coloma   •   Coyoteville   •   Croft   •   Darlington   •   Deer View   •   *Diamond Springs   •   Ditch Camp Five   •   Dugan   •   Echo Lake   •   El Dorado   •   El Dorado Hills   •   Emerald Bay   •   Fair Play   •   Fairbanks   •   Fallen Leaf   •   Five Mile Terrace   •   Flonellis   •   Fornis   •   Frenchtown   •   Fresh Pond   •   Garden Valley   •   *Georgetown   •   Gilberts   •   Gold Hill   •   Greenwood   •   Griminger   •   *Grizzly Flats   •   Happy Valley   •   Kelsey   •   Kingsville   •   Kiva Beach   •   Kyburz   •   Lake Valley   •   Latrobe   •   Leonardi   •   Lotus   •   Lower Forni   •   McManus   •   Meeks Bay   •   Meiss   •   Meyers   •   Morrison   •   Motor City   •   Nashville   •   Nebelhorn   •   Old Fort Jim   •   Old Pino   •   Omo Ranch   •   Outingdale   •   Pacific   •   Phillips   •   Pilliken   •   Pilot Hill   •   Pino Grande   •   *Placerville   •   Pleasant Valley   •   *Pollock Pines   •   Quintette   •   Raffetto   •   Riverton   •   Sciots Camp   •   *Shingle Springs   •   Shrub   •   Skinners   •   Smithflat   •   Soapweed   •   Somerset   •   South Lake Tahoe   •   Tallac Village   •   Tiger Lily   •   Twin Bridges   •   Upper Forni   •   Van Vleck   •   Volcanoville   •   Voss   •   White Hall

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in El Dorado County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
El Dorado County, California
USDA Boundary Details
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Featured Cities
Gilberts Echo_Lake
Featured Properties from USDA Loan Eligible Regions of El Dorado County
2651 Bedford Ave
Placerville, CA

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3180 Country Club Dr Apt 7D
Cameron Park, CA

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2914 Thrasher Ct
Cameron Park, CA

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