Find USDA Eligible Properties in Kern County


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There are 1,325 USDA backed residential loans in Kern county with an average loan balance of $151,615. Over 91% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $152,036. On average the rural home size purchased with this loan was approximately 1,561 SqFt. Kern county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Kern County is roughly 21,144 square kilometers. USDA defined regions of rural loan ineligibility in Kern cover 1,287 square kilometers of the county. Approximately 6.1% of Kern County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Kern County, CA   Kern QR code
* cities most likely to have USDA loan eligible properties for sale.

Actis   •   Aerial Acres   •   Algoso   •   Annette   •   Ansel   •   Armistead   •   *Arvin   •   Bakersfield   •   Bannister   •   Bealville   •   *Bear Valley Springs   •   Bena   •   Bissell   •   *Bodfish   •   *Boron   •   Bowerbank   •   Brown   •   Burton Mill   •   *Buttonwillow   •   Cable   •   Calico   •   Caliente   •   *California City   •   Cameron   •   Camp Owens   •   Canebrake   •   Cantil   •   Cawelo   •   Ceneda   •   Chaffee   •   *Cherokee Strip   •   China Lake Acres   •   Cinco   •   Claraville   •   Conner   •   Crome   •   Delano   •   *Derby Acres   •   Desert Lake   •   Di Giorgio   •   *Dustin Acres   •   Edison   •   *Edmundson Acres   •   Edwards   •   Edwards AFB   •   Elmo   •   Famoso   •   *Fellows   •   Fig Orchard   •   Fleta   •   *Ford City   •   *Frazier Park   •   Fruitvale   •   Fuller Acres   •   Garlock   •   Glennville   •   *Golden Hills   •   Goler Heights   •   Gosford   •   Grapevine   •   Greenacres   •   Gulf   •   Gypsite   •   Halfway House   •   Harpertown   •   Havilah   •   Hazelton   •   Hollis   •   Ilmon   •   *Inyokern   •   Jasmin   •   Jastro   •   *Johannesburg   •   Kayandee   •   *Keene   •   Kern Lake   •   Kernell   •   *Kernville   •   Keyesville   •   Kilowatt   •   *Lake Isabella   •   *Lake of the Woods   •   *Lamont   •   Landco   •   *Lebec   •   Lerdo   •   Lokern   •   Lonsmith   •   Loraine   •   *Lost Hills   •   Magunden   •   Maltha   •   Marcel   •   *Maricopa   •   *McFarland   •   *McKittrick   •   *Mettler   •   *Mexican Colony   •   Midoil   •   Millersville   •   Millux   •   Minter Village   •   Miracle Hot Springs   •   Missouri Triangle   •   *Mojave   •   Monolith   •   Moreland Mill   •   *Mountain Mesa   •   Neufeld   •   North Belridge   •   *North Edwards   •   North Shafter   •   Oil City   •   Oildale   •   Old River   •   *Onyx   •   Palmo   •   Panama   •   Patch   •   Pentland   •   *Pine Mountain Club   •   Pond   •   Prospero   •   Quality   •   Rancho Seco   •   Rand   •   *Randsburg   •   Ribier   •   Ricardo   •   Rich   •   Ridgecrest   •   Rio Bravo   •   *Rosamond   •   Rosedale   •   Rowen   •   Saco   •   Sageland   •   San Emidio   •   Sanborn   •   Searles   •   Seguro   •   Semitropic   •   *Shafter   •   Shirley Meadows   •   Silt   •   Slater   •   *Smith Corner   •   South Lake   •   *South Taft   •   Spellacy   •   Spicer City   •   *Squirrel Mountain Valley   •   *Stallion Springs   •   Stevens   •   Summit   •   *Taft   •   *Taft Heights   •   *Tehachapi   •   Thomas Lane   •   *Tupman   •   Twin Oaks   •   Una   •   *Valley Acres   •   Venola   •   Vinland   •   Wallace Center   •   Walong   •   *Wasco   •   *Weedpatch   •   *Weldon   •   Wheeler Ridge   •   Wible Orchard   •   *Wofford Heights   •   Woodford   •   Woody   •   Zentner

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Kern County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Kern County, California
USDA Boundary Details
.

Featured Properties from USDA Loan Eligible Regions of Kern County
126 Kern St
Taft, CA

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1545 Edwards Ave
Rosamond, CA

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