Find USDA Eligible Properties in Kern County

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Kern county has 6 realtors ready to help with your search!

April Featured Agents
Rhiannon Collado   from   Berkshire Hathaway HomeServices Troth, REALTORS
Jose Morones   from   Miramar Realty

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Looking to buy in Kern County, California?

There are 1,325 USDA backed residential loans in Kern county with an average loan balance of $151,615. Over 91% of the loans helped first time home buyers. Borrowers were an average age of 38 years old. The typical appraised home value was around $152,036. On average the rural home size purchased with this loan was approximately 1,561 SqFt. Kern county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Kern County is roughly 21,144 square kilometers. USDA defined regions of rural loan ineligibility in Kern cover 1,287 square kilometers of the county. Approximately 6.1% of Kern County is ineligible for traditional USDA home loans. The influence score for Kern County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Kern County, CA   Kern QR code
* cities most likely to have USDA loan eligible properties for sale.

Actis   •   Aerial Acres   •   Algoso   •   Annette   •   Ansel   •   Armistead   •   *Arvin   •   Bakersfield   •   Bannister   •   Bealville   •   *Bear Valley Springs   •   Bena   •   Bissell   •   *Bodfish   •   *Boron   •   Bowerbank   •   Brown   •   Burton Mill   •   *Buttonwillow   •   Cable   •   Calico   •   Caliente   •   *California City   •   Cameron   •   Camp Owens   •   Canebrake   •   Cantil   •   Cawelo   •   Ceneda   •   Chaffee   •   *Cherokee Strip   •   China Lake Acres   •   Cinco   •   Claraville   •   Conner   •   Crome   •   Delano   •   *Derby Acres   •   Desert Lake   •   Di Giorgio   •   *Dustin Acres   •   Edison   •   *Edmundson Acres   •   Edwards   •   Edwards AFB   •   Elmo   •   Famoso   •   *Fellows   •   Fig Orchard   •   Fleta   •   *Ford City   •   *Frazier Park   •   Fruitvale   •   Fuller Acres   •   Garlock   •   Glennville   •   *Golden Hills   •   Goler Heights   •   Gosford   •   Grapevine   •   Greenacres   •   Gulf   •   Gypsite   •   Halfway House   •   Harpertown   •   Havilah   •   Hazelton   •   Hollis   •   Ilmon   •   *Inyokern   •   Jasmin   •   Jastro   •   *Johannesburg   •   Kayandee   •   *Keene   •   Kern Lake   •   Kernell   •   *Kernville   •   Keyesville   •   Kilowatt   •   *Lake Isabella   •   *Lake of the Woods   •   *Lamont   •   Landco   •   *Lebec   •   Lerdo   •   Lokern   •   Lonsmith   •   Loraine   •   *Lost Hills   •   Magunden   •   Maltha   •   Marcel   •   *Maricopa   •   *McFarland   •   *McKittrick   •   *Mettler   •   *Mexican Colony   •   Midoil   •   Millersville   •   Millux   •   Minter Village   •   Miracle Hot Springs   •   Missouri Triangle   •   *Mojave   •   Monolith   •   Moreland Mill   •   *Mountain Mesa   •   Neufeld   •   North Belridge   •   *North Edwards   •   North Shafter   •   Oil City   •   Oildale   •   Old River   •   *Onyx   •   Palmo   •   Panama   •   Patch   •   Pentland   •   *Pine Mountain Club   •   Pond   •   Prospero   •   Quality   •   Rancho Seco   •   Rand   •   *Randsburg   •   Ribier   •   Ricardo   •   Rich   •   Ridgecrest   •   Rio Bravo   •   *Rosamond   •   Rosedale   •   Rowen   •   Saco   •   Sageland   •   San Emidio   •   Sanborn   •   Searles   •   Seguro   •   Semitropic   •   *Shafter   •   Shirley Meadows   •   Silt   •   Slater   •   *Smith Corner   •   South Lake   •   *South Taft   •   Spellacy   •   Spicer City   •   *Squirrel Mountain Valley   •   *Stallion Springs   •   Stevens   •   Summit   •   *Taft   •   *Taft Heights   •   *Tehachapi   •   Thomas Lane   •   *Tupman   •   Twin Oaks   •   Una   •   *Valley Acres   •   Venola   •   Vinland   •   Wallace Center   •   Walong   •   *Wasco   •   *Weedpatch   •   *Weldon   •   Wheeler Ridge   •   Wible Orchard   •   *Wofford Heights   •   Woodford   •   Woody   •   Zentner

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Kern County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Kern County, California
USDA Boundary Details

Kern County, located in the southern Central Valley of the state of California, was founded on April 2, 1866. It was named in honor of Edward M. Kern, a topographer and artist who accompanied John C. Frmont's 1845 expedition. The county initially had an area of over 8,000 square miles but was later reduced after several boundary changes.

In the early years, Kern County was primarily inhabited by Native American tribes such as the Kawaiisu, Kitanemuk, and Yuawi. The first Europeans to explore the region were Spanish missionaries, followed by fur trappers, traders, and gold prospectors. The county saw significant growth and development during the California Gold Rush in the mid-19th century. Agriculture, too, thrived in Kern County's fertile soil, and its vast grasslands attracted cattle ranchers.

The economy of Kern County diversified with the discovery of oil in the late 19th century. The Kern River Oil Field, discovered in 1899, brought about an oil boom, making Kern County one of the most productive oil-producing regions in the United States. Today, the county's economy is driven by industries such as agriculture, oil production, and renewable energy sources, including wind and solar power.

A fun fact about Kern County is that it hosts the National Championship Indian Pow Wow, which is one of the largest Native American gatherings in the United States. This annual event celebrates Native American culture through traditional dances, music, food, and crafts.

Featured Cities of California
China_Lake_Acres Onyx
Featured Properties from USDA Loan Eligible Regions of Kern County
4975 Piute Pass Rd
Mojave, CA

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308 Amber St
Taft, CA

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223 B St
Taft, CA

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09932223004 W Side Hwy
McKittrick, CA

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