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Find USDA Eligible Properties in Merced County
browse list of realtors working in Merced County
Merced county has 5 usdaproperties.com realtors ready to help with your search!
| September 2024 Featured Agents | |
|---|---|
| David Putonen | from Concierge Real Estate Services |
| David Barros | from ATLANTIC REALTY |
| Alifonso Mendoza | from American Realty |
| Tony Valenzuela | from American Realty |
| Daria Talbot | from Realty Executives of Northern California |
Contact an Agent for Help Looking to buy in Merced County, California?
There are 785 USDA backed residential loans in Merced county with an average loan balance of $140,858. Over 94% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $142,715. On average the rural home size purchased with this loan was approximately 1,530 SqFt. Merced county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of Merced County is roughly 5,108 square kilometers. USDA defined regions of rural loan ineligibility in Merced cover 110 square kilometers of the county. Approximately 2.2% of Merced County is ineligible for traditional USDA home loans. The influence score for Merced County is 2. Look below for the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Merced County, CA 
* cities most likely to have USDA loan eligible properties for sale.
Amsterdam • Arena • Athlone • *Atwater • *Ballico • *Bear Creek • Brito • Buhach • Calpack • Castle Gardens • Cortez • *Cressey • *Delhi • *Dos Palos • *Dos Palos Y • *El Nido • Fergus • Fluhr • Franklin • *Gustine • Hamburg Farms • Hilmar • *HilmarIrwin • Hopeton • Ingomar • Irwin • Kadota • *Le Grand • Lingard • *Livingston • Los Banos • *McSwain • Merced • Merced Falls • Plainsburg • *Planada • *Santa Nella • Santa Rita Park • *Snelling • *South Dos Palos • *Stevinson • The Grove • Trent • *Tuttle • University of CaliforniaMerced • *Volta • *Winton
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Merced County.
View the detailed USDA boundaries and read about general conditions of
Merced County, California
.Merced County, located in the Central Valley region of California, was established on April 19, 1855. The county is named after the Merced River, which in turn, gets its name from the Spanish word "merced," meaning mercy or reward. Merced County originally formed from parts of Mariposa County and covered a large area extending to the Arizona-Nevada border, but over time, its size was reduced as other counties were established.
The region was initially inhabited by several Native American tribes, including the Yokuts and Miwok. With the arrival of the Spanish in the 18th century, the Native American population declined as missions were established and diseases were introduced. The subsequent Mexican rule led to the privatization of land through ranchos. After the Mexican-American War, California became part of the United States and experienced a significant population boom during the Gold Rush in the mid-19th century.
Agriculture plays a vital role in the county's economy, with Merced being one of the leading agricultural producing counties in California. The county is known for its production of almonds, fruits, dairy products, and livestock. The establishment of the University of California, Merced, in 2005 has helped drive economic growth and development in the region.
Fun fact: Merced County is home to Castle Air Museum, which houses one of the largest collections of American military aircraft on the West Coast. Visitors can observe over 70 restored military aircraft representing different generations of aviation history.
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