Find USDA Eligible Properties in Merced County


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There are 785 USDA backed residential loans in Merced county with an average loan balance of $140,858. Over 94% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $142,715. On average the rural home size purchased with this loan was approximately 1,530 SqFt. Merced county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Merced County is roughly 5,108 square kilometers. USDA defined regions of rural loan ineligibility in Merced cover 110 square kilometers of the county. Approximately 2.2% of Merced County is ineligible for traditional USDA home loans. The influence score for Merced County is 2. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Merced County, CA   Merced QR code
* cities most likely to have USDA loan eligible properties for sale.

Amsterdam   •   Arena   •   Athlone   •   *Atwater   •   *Ballico   •   *Bear Creek   •   Brito   •   Buhach   •   Calpack   •   Castle Gardens   •   Cortez   •   *Cressey   •   *Delhi   •   *Dos Palos   •   *Dos Palos Y   •   *El Nido   •   Fergus   •   Fluhr   •   Franklin   •   *Gustine   •   Hamburg Farms   •   Hilmar   •   *HilmarIrwin   •   Hopeton   •   Ingomar   •   Irwin   •   Kadota   •   *Le Grand   •   Lingard   •   *Livingston   •   Los Banos   •   *McSwain   •   Merced   •   Merced Falls   •   Plainsburg   •   *Planada   •   *Santa Nella   •   Santa Rita Park   •   *Snelling   •   *South Dos Palos   •   *Stevinson   •   The Grove   •   Trent   •   *Tuttle   •   University of CaliforniaMerced   •   *Volta   •   *Winton

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Merced County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Merced County, California
USDA Boundary Details
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Featured Cities
Los_Banos Brito
Featured Properties from USDA Loan Eligible Regions of Merced County
19850 Lucas Ct
Hilmar, CA

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2374 1st St
Atwater, CA

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395 N Merced St
Planada, CA

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1441 Hales Dr
Gustine, CA

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