Find USDA Eligible Properties in Monterey County


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There are 1,341 USDA backed residential loans in Monterey county with an average loan balance of $212,689. Over 91% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $220,835. On average the rural home size purchased with this loan was approximately 1,445 SqFt. Alternate income limits exist to determine loan eligibility in Monterey county. For a household of upto 4 people the income limit is $103,300. For a household of between 5 and 8 people the income limit increases to $136,350.

The size of Monterey County is roughly 8,593 square kilometers. USDA defined regions of rural loan ineligibility in Monterey cover 329 square kilometers of the county. Approximately 3.8% of Monterey County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Monterey County, CA   Monterey QR code
* cities most likely to have USDA loan eligible properties for sale.

Big Sur   •   Bolsa Knolls   •   Boronda   •   *Bradley   •   Bryson   •   Camphora   •   Cannery Row   •   CarmelbytheSea   •   Carmel Highlands   •   Carmel Valley   •   *Carmel Valley Village   •   *Castroville   •   *Chualar   •   Coburn   •   Del Monte Forest   •   Del Rey Oaks   •   East Garrison   •   *Elkhorn   •   Elsa   •   Fort Romie   •   Gabilan Acres   •   *Gonzales   •   Gorda   •   *Greenfield   •   Harlem   •   Jamesburg   •   Jolon   •   *King City   •   *Las Lomas   •   *Lockwood   •   Lonoak   •   Lucia   •   Marina   •   Metz   •   Millers Ranch   •   Molus   •   Monterey   •   *Moss Landing   •   Nacimiento   •   Nashua   •   Natividad   •   Neponset   •   Old Hilltown   •   Pacific Grove   •   Pacific Grove Acres   •   *Pajaro   •   Parkfield   •   Pebble Beach   •   Penvir   •   *Pine Canyon   •   Plaskett   •   Pleyto   •   Posts   •   *Prunedale   •   Robles Del Rio   •   Salinas   •   *San Ardo   •   *San Lucas   •   Sand City   •   Santa Rita   •   Seaside   •   *Soledad   •   Spence   •   *Spreckels   •   Springtown   •   Sycamore Flat   •   Tassajara Hot Springs   •   Valleton   •   Welby   •   Wunpost

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Monterey County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Monterey County, California
USDA Boundary Details
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Featured Properties from USDA Loan Eligible Regions of Monterey County
3321 17 Mile Dr
Pebble Beach, CA

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1 Montsalas Dr
Monterey, CA

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330 Monte Vista Pl
King City, CA

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215 Hidden Valley Rd Unit B
Royal Oaks, CA

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