USDA loan eligible properties in Napa County, CA 
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* cities most likely to have USDA loan eligible properties for sale.
Aetna Springs • American Canyon • *Angwin • Atlas • Barro • Brazos • Buchli • *Calistoga • Collins • Cuttings Wharf • *Deer Park • Enchanted Hills • Imola • Knoxville • Larkmead • Lokoya • Lombard • Lowell • Merazo • Middleton • Napa • Napa Soda Springs • Oak Knoll • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Oakville • Pope Valley • Rocktram • *Rutherford • *Saint Helena • Salvador • Sanitarium • Shipyard Acres • *Silverado Resort • Spanish Flat • Squab • Stanley • Suscol • Thoman • Thompson • Union • Veteran Heights • Vichy Springs • Walter Springs • *Yountville • Zinfandel
browse list of realtors working in Napa CountyThere are 2 USDA backed residential loans in Napa county with an average loan balance of $247,321. Over 100% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $247,500. On average the rural home size purchased with this loan was approximately 1,577 SqFt. Alternate income limits exist to determine loan eligibility in Napa county. For a household of upto 4 people the income limit is $114,300. For a household of between 5 and 8 people the income limit increases to $150,900.
The size of Napa County is roughly 2,040 square kilometers. USDA defined regions of rural loan ineligibility in Napa cover 107 square kilometers of the county. Approximately 5.2% of Napa County is ineligible for traditional USDA home loans. The influence score for Napa County is 1. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Napa County.
View the detailed USDA boundaries and read about general conditions of
Napa County, California
.Napa County is a county located in northern California, USA, and was founded in 1850. The county seat is the city of Napa, which is the largest city in the county.
The area that is now Napa County was originally inhabited by the Wappo Native American tribe. The first non-native settlement was established by George C. Yount, who arrived in the area in 1831 and built a log cabin near present-day Yountville. During the California Gold Rush of the 1850s, Napa County experienced a boom in population and economic growth.
Napa Countyis one of the premier wine regions in the world. The county has over 400 wineries and is known for producing some of the finest wines in the world, particularly Cabernet Sauvignon, Chardonnay, and Pinot Noir. The region's unique climate, soil, and geography make it ideal for wine production, and it attracts wine lovers and tourists from all over the world. The Napa Valley wine region is also home to several Michelin-starred restaurants, luxury resorts, and spas, making it a popular destination for foodies and travelers seeking a luxurious experience.
Featured Cities of California
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