Find USDA Eligible Properties in Placer County

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Realtors in Placer browse list of realtors working in Placer County
Placer county has 6 realtors ready to help with your search!

December Featured Agents
Lisa Valentine   from   Coldwell Banker
Blaine Smith   from   Century 21 Tahoe North Realtors
Laurie Johnson   from   RE/MAX Gold Truckee Tahoe
Nancy Cook   from   Berkshire Hathaway Home Services, Heritage REALTOR
Dennis Elliott   from   Dennis Elliott - Realtor
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Looking to buy in Placer County, California?

There are 587 USDA backed residential loans in Placer county with an average loan balance of $225,271. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $226,015. On average the rural home size purchased with this loan was approximately 1,595 SqFt. Alternate income limits exist to determine loan eligibility in Placer county. For a household of upto 4 people the income limit is $96,150. For a household of between 5 and 8 people the income limit increases to $126,900.

The size of Placer County is roughly 3,884 square kilometers. USDA defined regions of rural loan ineligibility in Placer cover 401 square kilometers of the county. Approximately 10.3% of Placer County is ineligible for traditional USDA home loans. The influence score for Placer County is 1. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Placer County, CA   Placer QR code
* cities most likely to have USDA loan eligible properties for sale.

*Alta   •   Andover   •   Applegate   •   *Auburn   •   Baxter   •   Blue Canyon   •   Bowman   •   Brockway   •   Cape Horn   •   *Carnelian Bay   •   Casa Loma   •   Chambers Lodge   •   Cisco   •   Clipper Gap   •   *Colfax   •   *Dollar Point   •   *Dutch Flat   •   Eder   •   Emigrant Gap   •   Ewing   •   Forebay   •   *Foresthill   •   Gold Run   •   Granite Bay   •   Heather Glen   •   Hidden Valley   •   Homewood   •   Hughes Mill   •   Iowa Hill   •   Kilaga Springs   •   *Kings Beach   •   Last Chance   •   Lincoln   •   *Loomis   •   Magra   •   McCulloh   •   *Meadow Vista   •   Michigan Bluff   •   Midas   •   Monte Vista   •   *Newcastle   •   Nielsburg   •   *North Auburn   •   Ophir   •   *Penryn   •   Pinecroft   •   Rampart   •   Riego   •   Rocklin   •   Roseville   •   Secret Town   •   Shady Glen   •   *Sheridan   •   *SunnysideTahoe City   •   Tahoe City   •   Tahoe Pines   •   *Tahoe Vista   •   *Tahoma   •   The Cedars   •   Todd Valley   •   Towle   •   Troy   •   Twin Pines   •   Virginiatown   •   Weimar   •   Westville   •   Whitney   •   Yankee Jims   •   Zuver

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Placer County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Placer County, California
USDA Boundary Details

Placer County is situated in the northern part of California and stretches from the Sacramento Valley to the Sierra Nevada Mountains. The county was officially established on April 25, 1851, and is named after the Spanish term "placer," which means a place where gold deposits are found. This name was attributed to the region due to the significant role it played during the California Gold Rush.

Before the Gold Rush, Placer County was inhabited by the indigenous Maidu and Washoe peoples. The discovery of gold in 1848 at Sutter's Mill led to a massive influx of settlers and prospectors, attracted by the potential wealth found in the area. Towns sprouted up throughout the county, with Auburn becoming the county seat in 1851 due to its central location.

The construction of the First Transcontinental Railroad in the 1860s brought further development and connected Placer County with the rest of the country. The railroad was instrumental in the growth of agriculture, logging, and tourism industries in the area.

Today, Placer County is known for its scenic beauty, rich history, and diverse outdoor recreational opportunities. It is home to parts of Lake Tahoe, the Tahoe National Forest, and numerous state parks.

Fun Fact: One of the largest gold nuggets ever discovered in the world, weighing in at 54 pounds, was found at the Monumental Mine in Placer County in 1854, emphasizing the importance of the region during the Gold Rush.

Featured Cities of California
Monte_Vista Kilaga_Springs
Featured Properties from USDA Loan Eligible Regions of Placer County
340 Cuckoo Ct
Applegate, CA

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10431 Wentworth Springs Rd
Georgetown, CA

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6700 Chaparral Ln
Newcastle, CA

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1480 Hillcrest Blvd
Colfax, CA

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