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Looking to buy in Placer County, California?
There are 587 USDA backed residential loans in Placer county with an average loan balance of $225,271. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $226,015. On average the rural home size purchased with this loan was approximately 1,595 SqFt. Alternate income limits exist to determine loan eligibility in Placer county. For a household of upto 4 people the income limit is $96,150. For a household of between 5 and 8 people the income limit increases to $126,900.
The size of Placer County is roughly 3,884 square kilometers. USDA defined regions of rural loan ineligibility in Placer cover 401 square kilometers of the county. Approximately 10.3% of Placer County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Placer County, CA
* cities most likely to have USDA loan eligible properties for sale.
*Alta • Andover • Applegate • *Auburn • Baxter • Blue Canyon • Bowman • Brockway • Cape Horn • *Carnelian Bay • Casa Loma • Chambers Lodge • Cisco • Clipper Gap • *Colfax • *Dollar Point • *Dutch Flat • Eder • Emigrant Gap • Ewing • Forebay • *Foresthill • Gold Run • Granite Bay • Heather Glen • Hidden Valley • Homewood • Hughes Mill • Iowa Hill • Kilaga Springs • *Kings Beach • Last Chance • Lincoln • *Loomis • Magra • McCulloh • *Meadow Vista • Michigan Bluff • Midas • Monte Vista • *Newcastle • Nielsburg • *North Auburn • Ophir • *Penryn • Pinecroft • Rampart • Riego • Rocklin • Roseville • Secret Town • Shady Glen • *Sheridan • *SunnysideTahoe City • Tahoe City • Tahoe Pines • *Tahoe Vista • *Tahoma • The Cedars • Todd Valley • Towle • Troy • Twin Pines • Virginiatown • Weimar • Westville • Whitney • Yankee Jims • Zuver
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Placer County.