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Looking to buy in Sacramento County, California?
There are 221 USDA backed residential loans in Sacramento county with an average loan balance of $199,386. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $198,059. On average the rural home size purchased with this loan was approximately 1,467 SqFt. Alternate income limits exist to determine loan eligibility in Sacramento county. For a household of upto 4 people the income limit is $96,150. For a household of between 5 and 8 people the income limit increases to $126,900.
The size of Sacramento County is roughly 2,581 square kilometers. USDA defined regions of rural loan ineligibility in Sacramento cover 1,124 square kilometers of the county. Approximately 43.6% of Sacramento County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Sacramento County, CA
* cities most likely to have USDA loan eligible properties for sale.
Alder Creek • Antelope • ArdenArcade • Arden Town • Bombay • Bruceville • Carmichael • Centralia • Citrus Heights • *Clay • Cosumne • *Courtland • Dillard • Easton Place • Elk Grove • Elverta • Emmaton • Fair Oaks • Florin • Folsom • Foothill Farms • Freeport • Fruitridge Pocket • *Galt • Glenborough • Gold River • *Herald • *Hood • Howard Landing • *Isleton • La Riviera • Laguna West • Lemon Hill • Locke • Manlove • Mather • Mather Field • Mayhew • McClellan Park • McConnel • Natoma • Need • Nimbus • North Highlands • Orangevale • Paintersville • Parkway • Point Pleasant • Pollock • Prairie City • Rancho Cordova • *Rancho Murieta • Rio Linda • Rosemont • Ryde • Sacramento • Sheldon • Sloughhouse • Twin Cities • Vineyard • Vorden • Walerga • Walker Landing • Walltown • Walmort • *Walnut Grove • Walsh Station • White Rock • *Wilton
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Sacramento County.