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Looking to buy in San Luis Obispo County, California?
There are 859 USDA backed residential loans in San Luis Obispo county with an average loan balance of $267,010. Over 87% of the loans helped first time home buyers. Borrowers were an average age of 40 years old. The typical appraised home value was around $267,383. On average the rural home size purchased with this loan was approximately 1,416 SqFt. San Luis Obispo county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.
The size of San Luis Obispo County is roughly 8,634 square kilometers. USDA defined regions of rural loan ineligibility in San Luis Obispo cover 166 square kilometers of the county. Approximately 1.9% of San Luis Obispo County is ineligible for traditional USDA home loans. See the interactive county level map illustration below for more details.
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of San Luis Obispo County, CA
* cities most likely to have USDA loan eligible properties for sale.
Adelaida • Arroyo Grande • Asuncion • *Atascadero • *Avila Beach • Baywood Park • Bee Rock • *Blacklake • Bromela • California Valley • *Callender • *Cambria • *Cayucos • Cholame • Chorro • *Creston • CuestabytheSea • Cushing • *Edna • *El Paso de Robles • Estrella • *Garden Farms • Goldtree • Grover Beach • Halcyon • Harmony • Henry • Huasna • Klau • La Panza • *Lake Nacimiento • Linne • *Los Berros • *Los Osos • *Los Ranchos • Miles • *Morro Bay • *Nipomo • *Oak Shores • Oceano • Old Adobe • Pismo Beach • Port San Luis • Pozo • San Lawrence Terrace • San Luis Obispo • *San Simeon • *Santa Margarita • Serrano • *Shandon • Simmler • Sycamore Springs • *Templeton • Thyle • Tiber • Verde • Wellsona • *Whitley Gardens • *Woodlands
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in San Luis Obispo County.