Find USDA Eligible Properties in Santa Barbara County


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There are 43 USDA backed residential loans in Santa Barbara county with an average loan balance of $197,469. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $199,170. On average the rural home size purchased with this loan was approximately 1,261 SqFt. Alternate income limits exist to determine loan eligibility in Santa Barbara county. For a household of upto 4 people the income limit is $130,750. For a household of between 5 and 8 people the income limit increases to $172,600.

The size of Santa Barbara County is roughly 7,165 square kilometers. USDA defined regions of rural loan ineligibility in Santa Barbara cover 450 square kilometers of the county. Approximately 6.3% of Santa Barbara County is ineligible for traditional USDA home loans. The influence score for Santa Barbara County is 2. See the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Santa Barbara County, CA   Santa_Barbara QR code
* cities most likely to have USDA loan eligible properties for sale.

Antonio   •   Arguello   •   Arlight   •   *Ballard   •   Baroda   •   Barsug   •   Betteravia   •   Bicknell   •   Bragur   •   *Buellton   •   Cachuma Village   •   Capitan   •   *Carpinteria   •   Carr   •   *Casmalia   •   Concepcion   •   Coromar   •   *Cuyama   •   Devon   •   Drake   •   El Sueno   •   Ellwood   •   *Garey   •   Gato   •   Gaviota   •   Goleta   •   *Guadalupe   •   Gum   •   Honda   •   Hope Ranch   •   Iremel   •   Isla Vista   •   Jalama   •   La Patera   •   La Salle   •   Las Cruces   •   Lento   •   Lompoc   •   *Los Alamos   •   *Los Olivos   •   Mission Canyon   •   Mission Hills   •   Montecito   •   Naples   •   Narlon   •   *New Cuyama   •   Old Town   •   Orcutt   •   Pacer   •   Rex   •   Rosemary   •   Sacate   •   San Augustine   •   Sandyland   •   Sandyland Cove   •   Santa Barbara   •   Santa Maria   •   *Santa Ynez   •   Serena   •   Serena Park   •   Shuman   •   *Sisquoc   •   *Solvang   •   Summerland   •   Surf   •   Tajiguas   •   Tangair   •   *Toro Canyon   •   Vandenberg AFB   •   Vandenberg Village   •   Ventucopa   •   Waldorf

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Santa Barbara County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries for
Santa Barbara County, California
USDA Boundary Details
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Featured Cities
Los_Alamos Sacate
Featured Properties from USDA Loan Eligible Regions of Santa Barbara County
4536 Del Mar Dr
Guadalupe, CA

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2976 Barberry Ct
Lompoc, CA

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6056 Suellen Ct
Goleta, CA

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1509 Gardenia St
Lompoc, CA

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