Find USDA Eligible Properties in Santa Barbara County

CA State Flag  Santa_Barbara County Seal

Realtors in Santa_Barbara browse list of realtors working in Santa Barbara County
Santa Barbara county has 2 realtors ready to help with your search!

December Featured Agents
Heidi Parkins   from   Cramer Consulting Group
Sheila Siegel   from   California Property Group

USDAProperties Agent Contact Page Contact an Agent for Help  

Looking to buy in Santa Barbara County, California?

There are 43 USDA backed residential loans in Santa Barbara county with an average loan balance of $197,469. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 41 years old. The typical appraised home value was around $199,170. On average the rural home size purchased with this loan was approximately 1,261 SqFt. Alternate income limits exist to determine loan eligibility in Santa Barbara county. For a household of upto 4 people the income limit is $130,750. For a household of between 5 and 8 people the income limit increases to $172,600.

The size of Santa Barbara County is roughly 7,165 square kilometers. USDA defined regions of rural loan ineligibility in Santa Barbara cover 450 square kilometers of the county. Approximately 6.3% of Santa Barbara County is ineligible for traditional USDA home loans. The influence score for Santa Barbara County is 2. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Santa Barbara County, CA   Santa_Barbara QR code
* cities most likely to have USDA loan eligible properties for sale.

Antonio   •   Arguello   •   Arlight   •   *Ballard   •   Baroda   •   Barsug   •   Betteravia   •   Bicknell   •   Bragur   •   *Buellton   •   Cachuma Village   •   Capitan   •   *Carpinteria   •   Carr   •   *Casmalia   •   Concepcion   •   Coromar   •   *Cuyama   •   Devon   •   Drake   •   El Sueno   •   Ellwood   •   *Garey   •   Gato   •   Gaviota   •   Goleta   •   *Guadalupe   •   Gum   •   Honda   •   Hope Ranch   •   Iremel   •   Isla Vista   •   Jalama   •   La Patera   •   La Salle   •   Las Cruces   •   Lento   •   Lompoc   •   *Los Alamos   •   *Los Olivos   •   Mission Canyon   •   Mission Hills   •   Montecito   •   Naples   •   Narlon   •   *New Cuyama   •   Old Town   •   Orcutt   •   Pacer   •   Rex   •   Rosemary   •   Sacate   •   San Augustine   •   Sandyland   •   Sandyland Cove   •   Santa Barbara   •   Santa Maria   •   *Santa Ynez   •   Serena   •   Serena Park   •   Shuman   •   *Sisquoc   •   *Solvang   •   Summerland   •   Surf   •   Tajiguas   •   Tangair   •   *Toro Canyon   •   Vandenberg AFB   •   Vandenberg Village   •   Ventucopa   •   Waldorf

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Santa Barbara County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Santa Barbara County, California
USDA Boundary Details

Santa Barbara County, located on the central coast of California, is a region steeped in history and natural beauty. The area was first inhabited by the Chumash people who thrived for thousands of years before the arrival of Spanish explorers in the 16th century. Spanish explorer Juan Cabrillo is believed to be the first European to visit the area in 1542, while Father Junipero Serra later established the Mission Santa Barbara in 1786. The mission, which still stands today, is the tenth of 21 missions established by the Spanish in California.

In 1821, Santa Barbara became part of the newly-independent Mexico, following which the region experienced a period of rapid economic growth, mainly due to cattle ranching, agriculture, and trade. Following the Mexican-American War, Santa Barbara was annexed to the United States in 1848, and was officially incorporated as a county in the great state of California in 1850.

The late 19th century and early 20th century saw the emergence of Santa Barbara as a prominent resort destination, attracting wealthy visitors from around the country. The area has since developed into a thriving community, with industries such as technology, education, agriculture, and tourism supporting its economy.

A fun fact about Santa Barbara County is that it is home to the "Riviera of America," a nickname given to the region due to its picturesque Mediterranean-like climate, stunning landscapes, and striking similarities to the European Riviera. Additionally, Santa Barbara is an essential location for the film and entertainment industry, having been a popular setting for numerous Hollywood movies, TV shows, and commercials.

Featured Cities of California
Mission_Hills Iremel
Featured Properties from USDA Loan Eligible Regions of Santa Barbara County
217 N Benwiley Ave
Santa Maria, CA

property photo


4932 Point Sal Dunes Cir
Guadalupe, CA

property photo


3916 Silver Leaf Dr
Santa Maria, CA

property photo