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Looking to buy in Santa Cruz County, California?
There are 155 USDA backed residential loans in Santa Cruz county with an average loan balance of $312,597. Over 83% of the loans helped first time home buyers. Borrowers were an average age of 43 years old. The typical appraised home value was around $311,493. On average the rural home size purchased with this loan was approximately 1,300 SqFt. Alternate income limits exist to determine loan eligibility in Santa Cruz county. For a household of upto 4 people the income limit is $163,500. For a household of between 5 and 8 people the income limit is $215,800. Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
View active real estate listings in the cities of Santa Cruz County, CA
Amesti • Aptos • *Aptos HillsLarkin Valley • *Ben Lomond • Beulah Park • *Bonny Doon • *Boulder Creek • Brackney • *Brookdale • Camp Evers • Capitola • Chittenden • *Corralitos • *Davenport • *Day Valley • Ellicott • *Felton • Forest Park • Forest Springs • Freedom • Glen Arbor • Glenwood • Gordola • Interlaken • *La Selva Beach • Laurel • *Lompico • Majors • Mission Springs • Monte Toyon • *Mount Hermon • Olympia • Opal Cliffs • *Pajaro Dunes • Paradise Park • Pasatiempo • Pleasure Point • Redwood Grove • Rio del Mar • Riverside Grove • San Lorenzo Park • Santa Cruz • *Scotts Valley • Seacliff • Soquel • Swanton • The Willows • Twin Lakes • Watsonville • *Zayante
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Santa Cruz County.