Find USDA Eligible Properties in Sierra County

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There are 9 USDA backed residential loans in Sierra county with an average loan balance of $143,141. Over 88% of the loans helped first time home buyers. Borrowers were an average age of 42 years old. The typical appraised home value was around $141,277. On average the rural home size purchased with this loan was approximately 1,461 SqFt. Sierra county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Sierra County is roughly 2,488 square kilometers. USDA defined regions of rural loan ineligibility in Sierra cover 9 square kilometers of the county. Approximately 0.0% of Sierra County is ineligible for traditional USDA home loans. The influence score for Sierra County is 6. Look below for the interactive county level map illustration below for more details.

Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Sierra County, CA   Sierra QR code
* cities most likely to have USDA loan eligible properties for sale.

*Alleghany   •   Bassetts   •   Brandy City   •   CalIda   •   *Calpine   •   Campbell Hot Springs   •   Carvin Creek Homesites   •   *Downieville   •   Forest   •   Gibsonville   •   *Goodyears Bar   •   Grass Flat   •   Haskell Creek Homesites   •   Howland Flat   •   Loganville   •   *Loyalton   •   Maredith Mill   •   Minnesota Flat   •   Morristown   •   Oxford Mill   •   Peavine   •   *Pike   •   Plumbago   •   Poker Flat   •   Poverty Hill   •   Queen City   •   Randolph   •   Saint Louis   •   *Sattley   •   Scales   •   *Sierra Brooks   •   *Sierra City   •   *Sierraville   •   *Verdi

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Sierra County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Sierra County, California
USDA Boundary Details

Sierra County, located in the great state of California, is a sparsely populated region in the Sierra Nevada mountain range. Established in 1852, it was named after the Sierra Nevada range itself, which means "snowy range" in Spanish. Throughout its early history, the area was home to Native American tribes, such as Maidu and Northern Miwok, who settled there thousands of years ago.

During the late 1840s, Sierra County advanced due to the California Gold Rush, as it became a hub for gold prospectors seeking their fortunes. The county seat, Downieville, was founded in 1849 by prospector Major William Downie and swiftly became a thriving mining town, boasting a population of around 5,000 at its peak. The gold rush brought rapid development to various parts of Sierra County, culminating in its official incorporation on April 16, 1852.

Sierra was home to the largest gold nugget ever found in California. Known as the "Monumental Nugget," the massive gold nugget was discovered in 1869. It weighed an incredible 103 pounds and 4 ounces and was worth over $93,000 at the time (equivalent to over $1.7 million today). Timber and agriculture also played a role in Sierra County's economic development. Over time, the importance of gold mining has diminished. Today, Sierra County is known for its beautiful natural landscapes, including Tahoe National Forest and Plumas National Forest.

Here is a fun fact about Sierra County: it is home to the Sierra Buttes, a group of rocky peaks that rise to over 8,500 feet above sea level. This region offers picturesque views, hiking trails, and opportunities for various outdoor recreational activities.

Featured Cities of California
Sierraville Sierra_City
Featured Properties from USDA Loan Eligible Regions of Sierra County