USDA loan eligible properties in Larimer County, CO 
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* cities most likely to have USDA loan eligible properties for sale.
Andersonville • Arrowhead • Beaver Point • Bellvue • *Berthoud • Boettcher • Box Prairie • Buckeye • Bulger • Campion • Cedar Cove • Dixon • Drake • Drakes • Eggers • *Estes Park • Fort Collins • Giddings • Glen Comfort • Glen Echo • Glen Haven • Glendevey • Harmony • Horsetooth Heights • Idylwilde • Indian Meadows • Kelim • Kerns • Kinikinik • • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• *Laporte • Little Dam • Livermore • Loveland • Loveland Heights • Masonville • McClellands • Midway • Mishawaka • Norfolk • Old Roach • Olympus Heights • Omega • Owl Canyon • Pinewood Springs • Poudre Park • *Red Feather Lakes • Redmond • Rex • Rustic • Sinnard • Spencer Heights • *Timnath • Virginia Dale • Waltonia • Waverly • *Wellington
browse list of realtors working in Larimer CountyLarimer has agents ready to assist.
Michele Taylor
There are 534 USDA backed residential loans in Larimer county with an average loan balance of $219,381. Over 78% of the loans helped first time home buyers. Borrowers were an average age of 39 years old. The typical appraised home value was around $217,808. On average the rural home size purchased with this loan was approximately 1,473 SqFt. Alternate income limits exist to determine loan eligibility in Larimer county. For a household of upto 4 people the income limit is $100,250. For a household of between 5 and 8 people the income limit increases to $132,350.
The size of Larimer County is roughly 6,817 square kilometers. USDA defined regions of rural loan ineligibility in Larimer cover 550 square kilometers of the county. Approximately 8.1% of Larimer County is ineligible for traditional USDA home loans. The influence score for Larimer County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA loan eligible properties in Larimer County.
View the detailed USDA boundaries and read about general conditions of
Larimer County, Colorado
.Larimer County, located in the great state of Colorado, has a rich historical background. Established on April 1, 1861, the county was named in honor of William Larimer, Jr., a Kansas land speculator and founder of Denver City. Spanning over 2,634 square miles, Larimer County encompasses the northern part of Colorado's Front Range region.
Before European settlement, various indigenous tribes inhabited the region, including the Ute, Comanche, and Arapaho peoples. The county's history began to transform when settlers arrived during the Colorado Gold Rush of 1859, in search of fortune and new opportunities. As a part of the Colorado Territory created in 1861, Larimer County witnessed significant growth due to its fertile lands and the establishment of farming and ranching communities.
The arrival of the Colorado Central Railroad in 1877 further stimulated Larimer County's expansion, linking it to Denver and other important commercial centers. The establishment of Colorado Agricultural College, now Colorado State University, in Fort Collins in 1879 marked another important milestone in the county's development. Fort Collins, named after a former military post, is the county seat and largest city in Larimer County.
A fun fact about Larimer County is its connection to the Rocky Mountain National Park, which was established in 1915. The park, located partially within the county, attracts millions of visitors each year, showcasing the region's natural beauty with its numerous trails, crystal-clear lakes, and mountain vistas. Rocky Mountain National Park is also home to the highest continually paved road in the United States, the Trail Ridge Road, which offers stunning panoramic views of the surrounding area.
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