Find USDA Eligible Properties in Palm Beach County
Looking to buy in Palm Beach County, Florida?
Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.
Start your search for USDA loan eligible properties in the cities of Palm Beach County, FL 
* cities most likely to have USDA loan eligible properties for sale.
Aberdeen • Acacia Villas • Atlantis • Bean City • Belle Glade • Belle Glade Camp • Boca Del Mar • Boca Pointe • Boca Raton • Boca West • Boynton Beach • Briny Breezes • Bryant • Cabana Colony • Canal Point • Cardwell • Century Village • Chapel Hill • Cloud Lake • Country Club Trail • County Club Acres • Cypress Lakes • Dahlberg • Deem City • Delray Beach • Delray Gardens • Delta • Franwood Pines • Glen Ridge • Golden Lakes • Golf • Golfview • Greenacres • Gulf Stream • Gun Club Estates • Hamptons at Boca Raton • Haverhill • Highland Beach • Hypoluxo • Juno Beach • Juno Ridge • Jupiter • Jupiter Farms • Jupiter Inlet Colony • Keela • Kenwood Estates • Kings Point • Kingsland • Lake Belvedere Estates • Lake Clarke Shores • *Lake Harbor • Lake Park • Lake Worth • Lakeside Green • Lantana• • •
| What is a USDA Loan? |
| The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible. |
| Take the First Step Toward 0% Down Financing |
• Limestone Creek • Loxahatchee Groves • Manalapan • Mangonia Park • Military Park • Mission Bay • Monet • Mott • Ninemile Bend • North Palm Beach • Ocean Ridge • Okeelanta • *Pahokee • Palm Beach • Palm Beach Farms • Palm Beach Gardens • Palm Beach Shores • Palm Springs • Pelican Lake • Pine Air • Rainbow Lakes • Riviera Beach • Rood • Royal Palm Beach • Royal Palm Estates • Runyon • San Castle • Sand Cut • Sandalfoot Cove • Schall Circle • Seminole Manor • Shawano • Sixmile Bend • *South Bay • South Palm Beach • Stacey Street • Sun Valley • Tequesta • Terrytown • The Acreage • Tropic Isle • Twentymile Bend • Vaughn • Villages of Oriole • Watergate • Watson • Wellington • West Jupiter • West Palm Beach • West Palm Beach Farms • Westgate • Westlake • Whisper Walk • Yamato
There are 6 USDA backed residential loans in Palm Beach county with an average loan balance of $121,341. Over 100% of the loans helped first time home buyers. Borrowers were an average age of 44 years old. The typical appraised home value was around $120,250. On average the rural home size purchased with this loan was approximately 1,533 SqFt. Alternate income limits exist to determine loan eligibility in Palm Beach county. For a household of upto 4 people the income limit is $102,500. For a household of between 5 and 8 people the income limit increases to $135,300.
The size of Palm Beach County is roughly 5,776 square kilometers. USDA defined regions of rural loan ineligibility in Palm Beach cover 3,110 square kilometers of the county. Approximately 53.8% of Palm Beach County is ineligible for traditional USDA home loans. The influence score for Palm Beach County is 2. Look below for the interactive county level map illustration below for more details.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Palm Beach County.
View the detailed USDA boundaries and read about general conditions of
Palm Beach County, Florida
.Palm Beach County, located in the southeastern part of Florida, was established on April 30, 1909, after its separation from Dade County. It is the third-most populous county in Florida and the 25th-most populous in the United States. The county was named after its natural palm beaches along the Atlantic Ocean coastline.
Before European arrival, the area was inhabited by Native American tribes, including the Jeaga and the Ais tribes. By the early 1900s, the region began to develop due to Henry Flagler's efforts to extend the Florida East Coast Railway to the area. Flagler also built two luxurious hotels, The Royal Poinciana and The Breakers, which helped establish Palm Beach as a tourist destination and winter playground for the wealthy.
Agriculture played a significant role in the county's growth, including the production of winter vegetables, sugarcane, and citrus fruits. The introduction of rail service facilitated the shipment of agricultural commodities from the region to markets across the United States.
In 1938, President Franklin D. Roosevelt authorized the construction of the Herbert Hoover Dike, offering flood protection for the region and ensuring the continued development and safety of the county.
Today, Palm Beach County's economy is diverse with a significant emphasis on tourism, agriculture, and services industry. The area is home to numerous golf courses, pristine beaches, and cultural attractions, including the Kravis Center for the Performing Arts and the Norton Museum of Art.
Fun fact: Palm Beach County is known for holding the world-renowned Palm Beach International Polo Season, which is the longest-running polo event in the world, spanning from late December to April each year at the International Polo Club Palm Beach in Wellington.
Featured Cities of Florida
browse list of realtors working in Palm Beach CountyPalm Beach county has 14 usdaproperties.com realtors ready to help with your search!
| June 2025 Featured Agents | |
|---|---|
| Derek Scranton | from Donohue Real Estate, LLC |
| Laure Carafello Hristov | from eXp Realty |
| Yvanitha Lafrance | from Exp realty llc |
| Kevin Mejia | from The Mejia Group at Keller William Real Estate |
| Macquria Hale | from Coldwell Banker Realty-Wellington |
| Show More Agents... | |
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