Find USDA Eligible Properties in Black Hawk County


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Looking to buy in Black Hawk County, Iowa?

There are 48 USDA backed residential loans in Black Hawk county with an average loan balance of $111,567. Over 81% of the loans helped first time home buyers. Borrowers were an average age of 35 years old. The typical appraised home value was around $113,359. On average the rural home size purchased with this loan was approximately 1,282 SqFt. Black Hawk county applies the standard USDA income limits to determine loan eligibility. For a household of upto 4 people the income limit is $90,300. For a household of between 5 and 8 people the income limit is increased to $119,200.

The size of Black Hawk County is roughly 1,483 square kilometers. USDA defined regions of rural loan ineligibility in Black Hawk cover 590 square kilometers of the county. Approximately 39.8% of Black Hawk County is ineligible for traditional USDA home loans. The influence score for Black Hawk County is 2. Look below for the interactive county level map illustration below for more details.


Select from the list of cities below or use the search feature to find active property listings in a city where you would like to live.

Start your search for USDA loan eligible properties in the cities of Black Hawk County, IA   Black_Hawk QR code
* cities most likely to have USDA loan eligible properties for sale.

Armour   •   Benson   •   Cedar Falls   •   Dewar   •   *Dunkerton   •   Eagle Center   •   Elk Run Heights   •   Evansdale   •   Finchford   •   *Gilbertville   •   Hicks   •   Hilltop   •   Hudson   •   Jubilee   •   *La Porte City   •   North Cedar   •   Orange   •   Raymar   •   Raymond   •   Voorhies   •   Washburn   •   Waterloo

A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find USDA properties in Black Hawk County.

Interested in the geographic boundaries that define USDA Loan eligibility?
View the detailed USDA boundaries and read about general conditions of
Black Hawk County, Iowa
USDA Boundary Details
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Black Hawk County, located in the northeastern part of the great state of Iowa, was established on February 17, 1843. It was named after the Sauk leader Black Hawk, who was a prominent figure in the Black Hawk War of 1832. The county originally covered a larger land area, but with time, other counties were formed, giving it its present size.

The county seat of Black Hawk County is Waterloo, which was initially named Prairie Rapids Crossing but was later renamed to match the historic Waterloo Battle location in Belgium. Waterloo is the largest city in the county, closely followed by Cedar Falls, another major town in Black Hawk County.

Black Hawk County has a rich agricultural heritage, which played a significant role in shaping its economy throughout history. It is also an area with a strong educational foundation; the University of Northern Iowa, established in 1876, calls Cedar Falls home and contributes to the cultural and intellectual atmosphere of the county.

A fun fact about Black Hawk County is that, every year, it hosts the National Cattle Congress in its fairgrounds in Waterloo. This event dates back to 1910, and it is a celebration of the Midwest's agricultural heritage, featuring livestock competitions, exhibitions, and various forms of entertainment for all age groups.


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Featured Properties from USDA Loan Eligible Regions of Black Hawk County