Find USDA Eligible Properties in Iowa
Find properties within a county or use the search to find specific city and zip code areas.
Click on the county map below to see USDA eligible properties by county.
There are 15,687 USDA backed residential loans in Iowa with an average loan balance of $85,460. Over 81% of the loans went to help first time home buyers. Borrowers were an average age of 34 years old. The typical appraised home value was around $87,438. On average the rural home size purchased with this loan was approximately 1,347 square feet.
The size of Iowa is roughly 145,746 square kilometers. USDA defined regions of rural loan ineligibility in Iowa covers about 4,769 square kilometers of the state. That means only 3.27% of the state is ineligible for traditional USDA home loans. See the interactive geographic illustration below for more details.
Select from the list of counties below or use the search feature above to find houses in a city where you would like to live. Some popular medium sized cities in Iowa include Mason City, Boone, Decorah, and Spencer.
Search 99 Counties of Iowa 
Adair • Adams • Allamakee • Appanoose • Audubon • Benton • Black Hawk • Boone • Bremer • Buchanan • Buena Vista • Butler • Calhoun • Carroll • Cass • Cedar • Cerro Gordo • Cherokee • Chickasaw • Clarke • Clay • Clayton • Clinton • Crawford • Dallas • Davis • Decatur • Delaware • Des Moines • Dickinson • Dubuque • Emmet • Fayette • Floyd • Franklin • Fremont • Greene • Grundy • Guthrie • Hamilton • Hancock • Hardin • Harrison • Henry • Howard • Humboldt • Ida • Iowa • Jackson • Jasper • Jefferson • • •
The USDA 502 Guaranteed Loan Program is designed to help homebuyers in eligible rural areas secure affordable housing with no down payment required. Backed by the U.S. Department of Agriculture, this loan offers competitive interest rates, flexible credit requirements, and lower mortgage insurance costs compared to conventional loans. Borrowers work with approved lenders, and the USDA provides a guarantee, reducing the lender’s risk and making homeownership more accessible.
Take the First Step Toward 0% Down Financing
• Johnson • Jones • Keokuk • Kossuth • Lee • Linn • Louisa • Lucas • Lyon • Madison • Mahaska • Marion • Marshall • Mills • Mitchell • Monona • Monroe • Montgomery • Muscatine • O'Brien • Osceola • Page • Palo Alto • Plymouth • Pocahontas • Polk • Pottawattamie • Poweshiek • Ringgold • Sac • Scott • Shelby • Sioux • Story • Tama • Taylor • Union • Van Buren • Wapello • Warren • Washington • Wayne • Webster • Winnebago • Winneshiek • Woodbury • Worth • Wright
States bordering Iowa include Illinois, Minnesota, Missouri, Nebraska, South Dakota and Wisconsin.
A USDA loan is a mortgage option available to eligible homebuyers that is sponsored by the United States Department of Agriculture to promote homeownership in rural communities. USDA Loans, sometimes called "RD Loans," offer 100% financing options on eligible rural properties. USDAProperties can help you find Search for USDA Eligible Properties throughout the state of Iowa.
Iowa was admitted into the United States on December 28th, 1846 where the state capitol today resides in Des Moines.
The official Iowa motto is "Our liberties we prize, and our rights we will maintain." This motto was adopted in 1847 and is based on a speech given by Iowa Territorial Governor Robert Lucas in 1844. In his speech, Governor Lucas proclaimed that Iowa citizens should protect their liberties and rights at all costs. The motto serves as a reminder to Iowans of the importance of protecting the freedoms and rights that are so often taken for granted.
Learn about the birds and the bugs of Iowa!
State Fish: Channel catfish (Ictalurus punctatus)
Updated Boundaries
Effective 2024
Local USDA Program Administration Contact Information
Iowa Contact InformationFeatured Properties from USDA Loan Eligible Regions of Iowa
State Office
210 Walnut Street, Room 873
Des Moines, Iowa 50309
ph: 515-284-4663
fax: 855-251-2243
Select from featured USDA loan eligible cities
Rural Homes in Iowa during Spring
